SBI Cards and Payment Services Limited (SBICARD) — Financial Results | 27 April 2026

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1 Financial Results 🔴 High Importance ✨ Positive 📄 PDF

SBICARD reported FY'26 net profit of ₹2,167 crores, up 13% YoY, driven by 11% revenue growth to ₹20,708 crores and improved capital ratios, with CRAR at 25.5% and Tier I capital at 20.0% as of March 31, 2026.

2 Financial Results 🔴 High Importance Neutral 📄 PDF

SBI Cards reported a 11% YoY rise in total income to ₹20,708 crore and a 13% YoY increase in PAT to ₹2,167 crore for Q4 FY26, driven by improved credit cost and higher business volumes. GNPA declined to 2.41% and ROAA rose to 3.2%. The company highlighted strong retail spend growth of 13% YoY and new account additions of 9.17 lakh. Shareholders saw a 13% PAT growth, with SBI retaining 68.58% stake. The presentation emphasized asset quality improvements and operational efficiency gains.

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About SBI Cards and Payment Services Limited (SBICARD)

Financial Services · Finance · Listed on NSE

Market Cap: ₹59,570.5 Cr P/E: 27.5

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