SBI Cards and Payment Services (SBICARD) — Financial Results

SBI Cards reported Q2 FY'26 net profit of ₹445 crores (10% YoY growth) with total revenue reaching ₹5,136 crores (13% YoY growth). Cards-in-force grew 10% YoY to 21.5 crores, while total spend surged 31% YoY to ₹1,07,063 crores. Asset quality strengthened with Gross NPA declining to 2.85% from 3.07%. The company launched three co-brand cards (Flipkart, PhonePe, IndiGo) amid RBI rental transaction restrictions impacting spend by 3-5%. Management expects credit costs to normalize toward 6.5-7% over two quarters.

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About SBI Cards and Payment Services Limited (SBICARD)

Financial Services · Finance · Listed on NSE

Market Cap: ₹59,570.5 Cr P/E: 27.5

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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