SBFC Finance Limited (SBFC) — Financial Results

SBFC Finance Limited reported a 31% YoY increase in profit after tax to ₹451 crore for the quarter and year ended March 31, 2026, driven by strong AUM growth of 29% YoY to ₹11,270 crore. Gross NPA stood at 2.61% with a provision coverage ratio of 42%, while cost-to-AUM ratio improved to 4.19% from 4.65% a year earlier. Return on assets reached 4.58% and return on equity was 14.18%, with exit RoE at 14.48%. The company highlighted its focus on secured MSME lending in the ₹5 lakh-₹30 lakh segment, which represents a ₹4 lakh crore market growing at 24% CAGR. With 251 branches across 18 states and 2 UTs, SBFC serves 202,683 customers and maintains a diversified loan book with no single industry exceeding 15% exposure. The investor presentation, to be discussed during the earnings call on April 27, 2026 at 09:00 AM IST, underscores consistent growth in asset quality and operational efficiency.

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