Repco Home Finance Limited (REPCOHOME) — Financial Results

1 Financial Results 🔴 High Importance Neutral 📄 PDF

Repco Home Finance reported FY26 net profit of ₹453 crores, up from ₹449 crores in FY25, reflecting a 1% year-on-year increase. Revenue grew 5% to ₹1,798 crores, driven by loan book expansion to ₹15,880 crores (+9.6% YoY). Loan sanctions rose 28% YoY to ₹4,519 crores, and disbursements grew 26% to ₹4,148 crores. Gross NPA ratio improved to 2.55% from 3.26%, while provisions covered 2.2% of total loan assets. The company maintained a strong capital adequacy ratio of 35.38%.

2 Financial Results 🔴 High Importance ✨ Positive 📄 PDF

Repco Home Finance reported net profit of ₹129 crores for Q4 FY26, up from ₹125 crores in Q4 FY25 and ₹109 crores in Q3 FY26, driven by a 25% YoY increase in loan sanctions to ₹1,320 crores and a 22% YoY rise in disbursements to ₹1,186 crores. The company's total income reached ₹454 crores in Q4 FY26, while GNPA improved to 2.55% from 3.26% a year earlier. The loan book grew to ₹15,880 crores, with 53% allocated to non-salaried borrowers and 71% in housing loans. The board retained its composition with no new appointments disclosed.