Punjab National Bank (PNB) — Financial Results

Punjab National Bank reported Q3 FY26 global gross business of ₹28.92 trillion, growing 9.5% YoY, with advances up 10.9% to ₹12.31 trillion. Net interest income reached ₹10,533 crores. The bank set aside ₹955 crores in floating provisions (total ₹1,775 crores) for ECL implementation starting April 2027, requiring estimated ₹9,000–10,000 crores total capital over five years. Asset quality improved with net NPAs at ₹3,834 crores and PCR at 97%. Treasury gains of ₹1,312 crores include ₹912 crores from Canara HSBC Life stake sale. Management maintains 11–12% credit and 9–10% deposit growth guidance for FY26.

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About Punjab National Bank (PNB)

Financial Services · Banks · Listed on NSE

Market Cap: ₹1,17,285.49 Cr P/E: 6.9

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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