Punjab National Bank (PNB) — Financial Results | 19 January 2026(3 announcements)

Punjab National Bank reported Q3 FY'26 net profit of ₹5,100 crore, surging 13.1% year-over-year from ₹4,508 crore. Operating profit grew 13.0% to ₹7,481 crore. Asset quality improved significantly with GNPA ratio declining 90 bps to 3.19% and NNPA to 0.32%. Global advances grew 10.9% to ₹12.31 lakh crore, while deposits increased 8.5% to ₹16.60 lakh crore. Capital adequacy strengthened with CRAR rising 136 bps to 16.77%.

Punjab National Bank filed notice of an earnings call held on 19.01.2026 regarding unaudited financial results for the quarter and nine-months ended 31st December 2025. The audio/video recording of the analyst call is available on the bank's website. This is a regulatory disclosure filing under SEBI LODF regulations notifying investors of the earnings presentation availability.

Punjab National Bank reported Q3 FY2026 net profit of ₹5,100 crore, growing 13.1% YoY, with operating profit at ₹7,481 crore. Asset quality strengthened significantly as Gross NPA declined to 3.19% (90 bps improvement YoY) and Net NPA fell to 0.32%. ROE reached 17.80% and ROA 1.06%. Advances grew 10.9% YoY to ₹12,31,238 crore while deposits rose 8.5% to ₹16,60,290 crore. Digital adoption accelerated with PNB One reaching 2.5 crore users and WhatsApp banking at 95.4 lakh users.