Piramal Finance Limited (PIRAMALFIN) Financial Results — Revenue ₹1,693 Cr

1 Financial Results 🔴 High Importance ✨ Positive 📄 PDF

Revenue: ₹1,693 CrNet Profit: ₹461 Cr

📢 Key Event
Piramal Finance reported Q1 FY27 PAT of ₹ 461 crore, up 67% YoY, and approved a fund raise of up to ₹ 4,000 crore.

🔄 What Changed
PAT up 67% YoY to ₹ 461 crore; AUM up 25% YoY to ₹ 1,06,940 crore; Retail disbursements up 44% YoY to ₹ 12,527 crore; Fund raise approved up to ₹ 4,000 crore.

🔮 What's Next
The company stated it will raise funds at an appropriate time post shareholder approval and expects to deliver guidance on AUM growth, PAT growth and RoAUM shared at the beginning of the year.

💡 Investor Takeaway
The company is scaling profitably with strong retail growth, AI-driven efficiency gains, and a planned capital raise to support future expansion.

Piramal Finance reported a 67% YoY increase in PAT to ₹ 461 crore for Q1 FY27, driven by 25% YoY AUM growth to ₹ 1,06,940 crore and 44% YoY retail disbursement growth to ₹ 12,527 crore. The Board approved a fund raise of up to ₹ 4,000 crore. AI adoption scaled token usage 5x YoY to 320bn tokens, improving underwriting and collections efficiency.

2 Financial Results 🔴 High Importance ✨ Positive 📄 PDF

📢 Key Event
Piramal Finance reports Q1 FY27 net profit of ₹461 crores, up 67% YoY

🔄 What Changed
Operating expense ratio fell to 3.5% of AUM (-66% YoY); gross NPA declined to 2.4% (-0.4 pp YoY); capital adequacy rose to 19.77%

🔮 What's Next
Operating expense ratio guidance reduced by 25 basis points

💡 Investor Takeaway
Improving profitability and asset quality with strong rural growth momentum

Piramal Finance Limited reported Q1 FY27 unaudited results showing net profit of ₹461 crores, up 67% YoY, driven by 37% revenue growth and 49% AUM expansion. Retail AUM grew 32% YoY to ₹91,249 crores, while wholesale AUM stood at ₹15,691 crores. Operating expense ratio improved to 3.5% of AUM, down 66% YoY, supporting margin expansion. Gross non-performing assets declined to 2.4% from 2.8% YoY, reflecting better asset quality. The company highlighted 5x Gen-AI usage growth and 57% AI-driven disbursements, underpinning rural expansion across 26 states with 136 new branches. Capital adequacy strengthened to 19.77%, and liquidity coverage ratio remained healthy at 553%. These metrics underscore scalable growth, digital transformation, and improving profitability in India's competitive NBFC space.

3 Financial Results 🔴 High Importance Neutral 📄 PDF

📢 Key Event
Audio recording of conference call on unaudited financial results released

💡 Investor Takeaway
The audio recording is now publicly accessible for review.

Piramal Finance Limited announced that the audio recording of its conference call discussing the unaudited financial results for the quarter ended 30 June 2026 is now available on its website. The filing confirms the call took place on 16 July 2026 and references prior regulatory announcements. No financial figures or performance metrics were disclosed in the document text.

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