One 97 Communications Q2 FY27: PAT ₹220 Cr & Rev ₹2,448 Cr

1 Financial Results 🔴 High Importance ✨ Positive 📄 PDF

Investor Takeaways

Record EBITDA of ₹203 crores reported for Q1 FY27 (+182% YoY)

GMV reached ₹71,000 crores (+31% YoY) with consumer MTU at 8 million (+6 million YoY)

Cash balance of ₹13,529 crores available for strategic deployment

Overall Tone: Positive

Key Financial Highlights

Metric	Value	YoY Change
Revenue	₹2,448 Cr	28%
Net Profit	₹220 Cr	Not available
EBITDA	₹203 Cr	182%
EPS	Not available
OPM	Not available

What Changed

Paytm reported strong profitability growth in Q1 FY27 with record EBITDA of ₹203 crores, reflecting significant margin expansion. Revenue increased 28% YoY to ₹2,448 crores, driven by growth in merchant payments and financial services. GMV reached ₹71,000 crores (+31% YoY), supported by an 8 million consumer MTU base (+6 million YoY). The company emphasized AI-driven operating leverage, international expansion including a European payment license and Indonesian partnership, and a robust cash balance of ₹13,529 crores. These developments indicate improving unit economics and scalability of its business model.

Peer Comparison

Company	P/E	ROE	ROCE	Market Cap (₹ Cr)
One 97 Communications Limited (PAYTM)	-105.92	Not available	Not available	72,417.18
HDFC Bank Limited (HDFCBANK)	15.5	14.3%	24.4%	1,18,160.738
ICICI Bank Limited (ICICIBANK)	15.47	N/A%	N/A%	8,92,242
State Bank of India (SBIN)	10.44	N/A%	N/A%	8,89,093.09

Paytm trades at a significantly lower P/E ratio compared to established banks, reflecting its early-stage profitability profile. While peer banks demonstrate stable returns and capital efficiency, Paytm’s growth metrics in GMV and EBITDA suggest accelerating scalability, though with higher cash burn historically.

Risks & Concerns

No specific risks identified in this filing

Quarterly Trend

[Not available in provided data]

2 Financial Results 🔴 High Importance Neutral 📄 PDF

Metric	Value
Revenue	₹2,630 Cr
Net Profit (PAT)	₹220 Cr

📢 Key Event
Board approves ₹100 crore investment in Paytm Money Limited via rights issue and appoints Amitabh Kumar Singhal as Non-Executive Director

🔄 What Changed
₹100 crore investment in subsidiary; ₹611 crore FEMA notice disclosed; IPO fund utilization extended to March 2029

🔮 What's Next
Completion of Paytm Money Limited acquisition by September 30, 2026

💡 Investor Takeaway
Investment in Paytm Money Limited aims to expand wealth management services, but regulatory risks from FEMA and RBI matters pose near-term uncertainty for investors.

Paytm reported unaudited Q1 FY2026 revenue of ₹1,203 crores and profit before tax of [amount context mismatch] crores, with EPS of [amount context mismatch] basic and ₹2.86 diluted, while facing a ₹611 crore Show Cause Notice from FEMA and RBI compounding matters totaling ₹21-33 crores; the board approved a ₹100 crore investment in Paytm Money Limited via rights issue to expand wealth management services, revised IPO fund utilization to March 31, 2029, and appointed Amitabh Kumar Singhal as a Non-Executive Director, with no bonus issue proposed.

3 Financial Results 🔴 High Importance Neutral 📄 PDF

Metric	Value
Revenue	₹2,630 Cr
Net Profit (PAT)	₹220 Cr

📢 Key Event
Board approves Q1 FY2026 results, appoints new director, and proposes rights issue for Paytm Money.

🔄 What Changed
Net profit of ₹34 crores, revenue of ₹24 crores, and ₹1,686 crores of unused IPO proceeds utilization timeline revision.

🔮 What's Next
Rights issue to invest up to ₹100 crores in Paytm Money Limited; completion deadline of September 30, 2026 for acquisition.

💡 Investor Takeaway
The company is focusing on growth through subsidiary investment and leadership expansion while managing regulatory risks.

One 97 Communications Limited announced unaudited Q1 FY2026 results showing net profit of ₹34 crores and revenue of [amount context mismatch] crores from subsidiaries, approved a rights issue to invest up to ₹100 crores in Paytm Money Limited, and appointed Amitabh Kumar Singhal as an additional director. The board also sought shareholder approval to revise the utilization timeline for ₹1,686 crores of unused IPO proceeds and proposed amendments to the ESOP Scheme 2019. The auditor confirmed no material misstatements, though a FEMA show cause notice was disclosed.

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About One 97 Communications Limited (PAYTM)

Financial Services · Financial Technology (Fintech) · Listed on NSE

Market Cap: ₹72,417.18 Cr P/E: -105.9

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🔥 Also filed on 20 July 2026

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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