Paisalo Digital Limited (PAISALO) Financial Results — Revenue ₹2,609 Cr

1 Financial Results 🔴 High Importance ✨ Positive 📄 PDF

Revenue: ₹2,609 CrNet Profit: ₹722 Cr

📢 Key Event
AUM up 17% YoY to Rs 61,009 Mn, PAT surges 56% YoY to Rs 722 Mn

💡 Investor Takeaway
Strong profitability growth and asset quality improvement position Paisalo for sustained expansion in underserved markets.

Paisalo Digital reported a 17% YoY rise in AUM to Rs 61,009 Mn and a 56% YoY jump in PAT to Rs 722 Mn for Q4FY26, driven by 35% YoY growth in total income to Rs 2,609 Mn and a 43-basis-point improvement in net interest margin to 6.8%. GNPA narrowed to 0.76% and NNPA to 0.61%, while cost of borrowing fell 32 bps to 10.22%. The company added 427 touchpoints, expanding its network to 5,299 locations and customer base to ~16 million, and highlighted capital adequacy at 35.8% with net worth up 16% YoY to Rs 17,930 Mn.

2 Financial Results 🔴 High Importance Neutral 📄 PDF

Revenue: ₹14,682.23 CrNet Profit: ₹6.19 L Cr

📢 Key Event
Board approves audited FY2025-26 results, 10% dividend, and Rs. 9,000 crore NCD fundraising

💡 Investor Takeaway
Shareholders must approve the dividend and fundraising at the AGM, making these outcomes contingent on future votes.

Paisalo Digital Limited announced on May 10, 2026, that its board approved audited FY2025-26 financials and a 10% final dividend of Re. 0.10 per share, subject to shareholder approval at the upcoming AGM. The company also cleared a fund-raising plan via NCDs up to Rs. 9,000 crores and updated senior management roles, with Gaurav Chaubey moving to CBO and BVSKT Bhaskar to CRO, effective May 11. The auditor issued an unmodified opinion, confirming no material uncertainties around going concern. All regulatory filings align with SEBI norms, and the NCD issuance details will be finalized later.

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