The New India Assurance Company Limited (NIACL) Financial Results — Revenue ₹47,174 Cr

Revenue: ₹47,174 CrNet Profit: ₹1,384 Cr

📢 Key Event
NIACL reports 10.9% YoY premium growth to ₹42,822 crores and 40% PAT growth in FY26

🔄 What Changed
Combined ratio improved to 116.67% (adjusted), PAT grew 40% YoY, market share rose to 12.74%

🔮 What's Next
double digit overall growth expected, single digit growth anticipated for Motor segment

💡 Investor Takeaway
Shareholders should note PAT growth is driven by non-Motor segments like Health, which contributed 66% of premium growth, while Motor faces single-digit growth expectations.

New India Assurance reported a 10.9% YoY rise in gross domestic premium to ₹42,822 crores for FY26, with PAT up 40% annually and 61% in Q4, driven by Health and Fire segments despite margin pressure from elevated claims and wage costs. The combined ratio improved to 116.67% excluding wage impacts, while solvency stood at 1.84. Market share grew to 12.74% amid regulatory tailwinds from the Sabka Bima Sabki Raksha Amendment Act 2025 enabling 100% FDI. Management highlighted ongoing portfolio course correction in Motor and digital expansion initiatives.

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