MAS Financial Services Limited (MASFIN) — Financial Results(2 announcements)

{ "summary": "MAS Financial Services reported audited consolidated net profit of Rs. 104.48 Crores for Q4FY26, up from Rs. 375.82 Crores in the prior year, with earnings per share of Rs. 5.69. The Board recommended a final dividend of Rs. 0.75 per share (7.5% of Rs. 10 face value), subject to shareholder approval at the upcoming AGM. Borrowing powers were increased to Rs. 15,000 Crores under Section 180(1)(c), and limits for NCDs (Rs. 3,000 Crores) and Commercial Papers (Rs. 1,000 Crores) were approved via private placement. The audit confirmed an unmodified opinion on financial statements, with total revenue of Rs. 1,558.12 Crores and profit before tax of Rs. 488.83 Crores for the year.", "extractedFields": { "keyEvent": "MAS Financial Services approved audited FY26 results, proposed final dividend of Rs. 0.75 per share, and increased borrowing powers to Rs. 15,000 Crores.", "whatChanged": "Net profit rose to Rs. 104.48 Crores in Q4FY26 from Rs. 375.82 Crores YoY; final dividend proposed at Rs. 0.75 per share; borrowing limit raised to Rs. 15,000 Crores.", "forwardGuidance": "The Board will seek shareholder approval for the dividend and borrowing increase at the upcoming AGM; Finance Committee authorized to finalize NCD and CP terms.", "investorTakeaway": "The company delivered strong profitability with a proposed dividend and expanded financing flexibility, signaling confidence in future growth.", "dividendPerShare": 0.75, "dividendPercentage": 7.5, "faceValue": 10, "borrowingPowerIncrease": 15000, "borrowingPowerUnit": "Crore", "ncdsIssuanceLimit": 3000, "ncdsUnit": "Crore", "commercialPaperLimit": 1000, "commercialPaperUnit": "Crore", "agmDate": "2026-04-29", "auditOpinion": "Unmodified", "auditReportIssuedBy": "Statutory Auditors", "corporateAdvisoryCommitteeContinuation": "Approved for FY 2026-27", "codeOfPracticesAmended": "Yes", "policiesUpdated": "Yes", "borrowingPowerSection": "180(1)(c)", "chargeCreationAuthoritySection": "180(1)(a)", "ncdsOutstandingAsOfDate": 1905.49, "ncdsOutstandingCurrency": "Crore", "netProfitAfterTaxQuarter": 104.48, "netProfitAfterTaxYear": 375.82, "earningsPerShareBasicQuarter": 5.69, "earningsPerShareDilutedQuarter": 5.69, "totalEquityConsolidated": 3036.43, "debtToAssetsRatio": 0.75, "netProfitMarginQuarter": 19.16, "netProfitMarginYear": 18.77, "securityCoverRatio": 100, "proposedFinalDividendPerShare": 0.75, "proposedFinalDividendPercentage": 7.5, "revenueFromOperations": 1558.12, "totalRevenue": 1558.12, "profitBeforeTax": 488.83, "totalTaxExpense": 110.43, "profitAfterTax": 377.58, "earningsPerShareBasic": 226.98, "earningsPerShareDiluted": 226.98, "paidUpEquityShareCapital": 424.21, "cashAndCashEquivalentsEndOfYear": 209.68, "cashAndCashEquivalentsBeginningOfYear": 437.97, "totalAssets": 11844.36, "totalLiabilities": 2952.63, "equity": 8891.73, "dividendPaidInterimPerShare": 1.25, "proposedFinalDividendPercent": 7.5, "proposedFinalDividendPerShare": 0.75, "investmentInSubsidiaryMASRuralHousing": null, "auditOpinionDate": "April 29, 2026", "auditorFirm": "Sorab S. Engineer & Co. (Regd.)", "auditorPartner": "CA Chokshi Shreyas B.", "firmRegistrationNumber": "110417W", "financialYearEnd": "March 31, 2026", "consolidatedRevenueCurrentPeriod": 1360.27, "consolidatedRevenuePriorPeriod": 1648.72, "profitBeforeTaxCurrentPeriod": 233.49, "profitBeforeTaxPriorPeriod": 149.38, "totalComprehensiveIncomeCurrentPeriod": 2002.27, "totalComprehensiveIncomePriorPeriod": 149.38, "nonControllingInterestCurrentPeriod": 0.01, "subsidiaryRevenueNotAudited": 26.74, "subsidiaryNetProfitNotAudited": 4.77, "subsidiaryTotalComprehensiveIncomeNotAudited": 8.61, "auditScopeExcludes": [ "Two subsidiaries with combined revenue of Rs. 26.74 Crore and Rs. 100.90 Crore (for quarter and year respectively)", "Financial statements of subsidiaries audited by other auditors" ], "materialityDefinition": "Magnitude of an omission or misstatement that could influence decisions of users of financial statements when considered in the context of their size or nature.", "loanTransfersAggregatePrincipalOutstandingsInCrores": 302.8

MAS Financial Services reported consolidated AUM of ₹15,303.86 crores and PAT of ₹379.41 crores for FY2025-26, reflecting a 21% YoY decline in PAT and 25% drop in quarterly PAT, though AUM grew 19.7% YoY driven by MSME loans contributing 73% of growth, with final dividend proposed at 20% of face value.