Life Insurance Corporation Of India (LICI) — Financial Results | 13 November 2025

· NSE 🔴 High Importance ✨ Positive
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings

LICI reported H1 FY26 net profit of ₹21,040 crores (up 16.36% YoY) on total premium income of ₹2,45,680 crores (up 5.14% YoY). Net VNB grew 12.3% to ₹5,111 crores with VNB margin expanding 140 basis points to 17.6%. Market share in first-year premiums declined to 59.41% from 61.07% YoY. Non-par APE share surged to 36.31% from 26.31%, driven by strategic product mix shift. GST exemption (effective September 22, 2025) is expected to support industry penetration despite temporary near-term headwinds.

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About Life Insurance Corporation Of India (LICI)

Financial Services · Insurance · Listed on NSE

Market Cap: ₹5,05,462.19 Cr P/E: 9.5

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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