Kotak Mahindra Bank Limited (KOTAKBANK) Q2 FY27 Financial Results: PAT ₹5,480 Cr & Revenue ₹7,928 Cr(4 announcements)

Kotak Mahindra Bank reported Q1FY27 consolidated PAT of ₹5,480 crore, up 23% YoY, driven by a 15% YoY rise in net advances to ₹512,249 crore and a 12% YoY increase in total deposits to ₹572,820 crore. The bank improved its credit cost to 0.46% and reduced provisions to ₹668 crore, down 45% YoY. The revised media release corrected the LCR to 144% from 138%.

Kotak Mahindra Bank reported consolidated PAT of ₹4,123 crore for Q1FY27, up 26% YoY from ₹3,282 crore in Q1FY26, driven by strong growth in net interest income and fee income. The bank's net interest income rose 9% YoY to ₹7,928 crore, while other income grew 8% to ₹3,338 crore. Customer assets reached ₹557,369 crore, up 22.9% YoY, with CAR at 22.6% and CET-I at 23.7%. ROA stood at 2.03% and ROE at 11.13%. The results reflect robust profitability and asset quality, with net NPA at 0.27% and credit cost at 0.46%.

Kotak Mahindra Bank reported standalone PAT of ₹4,123 crore, up 26% YoY, and consolidated PAT of ₹5,480 crore, up 23% YoY, for Q1FY27, driven by strong net interest income growth and lower provisions, with NIM stable at 4.53% and slippages declining to ₹1,321 crore.

Kotak Mahindra Bank announced that the audio recording of its earnings conference call for the quarter ended June 30, 2026, held on July 18, 2026 at 3:00 p.m. IST, is now available on its investor relations website via the provided link.