Jana Small Finance Bank Q2 FY27: PAT ₹155 Cr & Rev ₹155 Cr

Metric	Value
Revenue	₹155 Cr
Net Profit (PAT)	₹155 Cr

📢 Key Event
Jana Small Finance Bank Q1 FY27 earnings call highlights strong deposit growth and asset quality

🔄 What Changed
Net NPA improved to 0.85% from prior period; retail term deposits grew 31% YoY

🔮 What's Next
Target 19%-21% gross loan growth, 23%-25% deposit growth, and 80%+ PAT growth for FY27

💡 Investor Takeaway
Shareholders see improved asset quality and stable profitability with expansion into secured lending segments

Jana Small Finance Bank reported Q1 FY27 PAT of INR155 crore with 7.5% NIM, 31% YoY retail term deposit growth, and 29% secured asset growth. Gross NPA at 2.24%, net NPA at 0.85%, and credit cost stable at 0.45%. Capital raised: INR103 crore received, INR80 crore pending from TVS Group. Plans to open 78 branches (8 new), launch Credit Line on UPI, and expand gold, MSME, and affordable housing loans. Holding company stake reduced to 16.9% from 44%.

📄 View Original Announcement (PDF)

📊 Stock Analysis — JSFB ✨ Ask AI About This

About Jana Small Finance Bank Limited (JSFB)

Financial Services · Banks · Listed on NSE

Market Cap: ₹5,169.86 Cr P/E: 15.8

View full JSFB stock details →

📡 Get AI alerts when JSFB files next

Free • Daily 5 PM digest • Track filings, board meetings, and corporate actions

Track JSFB — Free

💡 Ask AI about this filing

"What is the expected timeline for the INR80 crore TVS Group capital infusion?" "How will the 78 new branches impact operating costs and profitability?" "What specific risks remain for the unsecured MFI portfolio despite guarantee coverage?"

Ask AI Free →

📊 More JSFB filings

See all JSFB filings →

🔥 Also filed on 21 July 2026

AARTIIND Aarti Industries Limited Financial Results ANTHEM Anthem Biosciences Limited Financial Results MUFIN Mufin Green Finance Limited Corporate Action ABCAPITAL Aditya Birla Capital Limited Announcement CYIENTDLM Cyient DLM Limited Financial Results KIOCL KIOCL Limited Insider Trading

View all today's announcements →

Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

Editorial & Data Transparency Notice

This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

📡 Get AI alerts when JSFB files new disclosures

Track JSFB filings, board meetings, and corporate actions. Free email alerts at 5 PM.