Jana Small Finance Bank Limited (JSFB) Financial Results — Revenue ₹1,515 Cr

Revenue: ₹1,515 CrNet Profit: ₹155 Cr

📢 Key Event
Jana Small Finance Bank reported Q1 FY27 PAT of ₹155 crores, up 52% YoY.

🔄 What Changed
PAT increased 52% YoY; GNPA ratio declined to 2.24%; NNPA to 0.85%; NIM improved to 7.5%; capital adequacy at 20.2%; secured GLP share reached 73%; slippages down 43% YoY.

🔮 What's Next
The bank aims for 20%+ growth in GLP and liabilities with 80% PAT growth.

💡 Investor Takeaway
Shareholders see strong profit growth and improving asset quality with disciplined cost control.

Jana Small Finance Bank reported Q1 FY27 PAT of ₹155 crores, up 52% YoY, driven by 26% YoY GLP growth, 22% YoY deposit growth, and improved net interest margin to 7.5%. GNPA ratio declined to 2.24% and NNPA to 0.85%, while capital adequacy stood at 20.2%. The bank emphasized portfolio quality focus and confidence in achieving 20%+ GLP and liability growth with 80% PAT growth.

📄 View Original Announcement (PDF)

📊 Stock Analysis — JSFB ✨ Ask AI About This