Indian Railway Finance Corporation Limited (IRFC) — Financial Results | 30 July 2025

· NSE 🔴 High Importance Neutral
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings

IRFC reported a 69.9% YoY jump in net profit to ₹87.22 crores for Q1 FY25-26, driven by a 32% rise in revenue to ₹1,050.28 crores, with NIM expanding to 1.51% from 1.31%. The company sanctioned ₹23,000 crores and disbursed ₹3,200 crores in the quarter, targeting ₹60,000 crores in sanctions and ₹30,000 crores in disbursements for FY25-26. Management emphasized zero-NPA status, low-cost funding (7% cost of capital), and expansion into railway-linked sectors like renewable energy and metro projects, aiming for INR5 lakh crores in AUM by FY27. Forward guidance includes accelerated disbursements in Q2 and H1, with spreads of 100-150 bps below peers like REC and PFC.

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About Indian Railway Finance Corporation Limited (IRFC)

Financial Services · Finance · Listed on NSE

Market Cap: ₹1,29,195.25 Cr P/E: 18.4

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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