IndusInd Bank Q2 FY27: PAT ₹1,037 Cr & Rev ₹6,471 Cr

1 Financial Results 🔴 High Importance ✨ Positive 📄 PDF

Metric	Value
Revenue	₹6,471 Cr
Net Profit (PAT)	₹1,037 Cr

📢 Key Event
IndusInd Bank announced Q1 FY27 consolidated financial results on July 22, 2026.

🔄 What Changed
Net profit rose to ₹1,037 crores from ₹604 crores YoY; NII increased to ₹4,685 crores from ₹4,640 crores; cost of funds fell to 5.05% from 5.69%; gross NPA improved to 3.25% from 3.64%; CRAR improved to 17.15% from 16.63%; deposits grew to ₹4,14,766 crores from ₹3,97,144 crores.

🔮 What's Next
The bank expects to maintain growth momentum with focus on disciplined expansion, rural franchise, and technology-driven efficiency, supported by 17.15% CRAR and 127% LCR.

💡 Investor Takeaway
Shareholders see stronger profitability and balance sheet resilience as core positives from the quarter.

IndusInd Bank reported consolidated net profit of ₹1,037 crores for Q1 FY27, up sharply from ₹604 crores a year earlier, driven by a 1% rise in net interest income to ₹4,685 crores and a 13% increase in net revenue to ₹6,471 crores, while operating expenses fell to ₹3,698 crores and cost of funds declined to 5.05%.

2 Financial Results 🔴 High Importance Neutral 📄 PDF

📢 Key Event
IndusInd Bank reported consolidated net profit of ₹1,037 crores for Q1 FY27, up 72% YoY and 75% QoQ, driven by strong retail deposit growth and moderating asset quality.

🔄 What Changed
GNPA declined to 3.25% and NNPA to 0.95%, while CRAR stood at 17.15%. Operating profit grew 21% QoQ to ₹2,773 crores.

💡 Investor Takeaway
The bank is gaining market share through retail deposit growth and improving asset quality, supporting profitable expansion.

IndusInd Bank reported consolidated net profit of ₹1,037 crores for Q1 FY27, up 72% YoY and 75% QoQ, driven by strong retail deposit growth and moderating asset quality. GNPA declined to 3.25% and NNPA to 0.95%, while CRAR stood at 17.15%. Operating profit grew 21% QoQ to ₹2,773 crores.

3 Financial Results 🔴 High Importance Neutral 📄 PDF

📢 Key Event
Audio recording of earnings call made available

💡 Investor Takeaway
Shareholders can review the call audio for insights into quarterly performance and management commentary.

IndusInd Bank announced that the audio recording of its earnings call for the quarter ended June 30, 2026 is now available on its investor website, providing access to the unaudited consolidated and standalone financial results discussed during the call.

📊 Stock Analysis — INDUSINDBK ✨ Ask AI About This

About IndusInd Bank Limited (INDUSINDBK)

Financial Services · Banks · Listed on NSE

Market Cap: ₹69,060.4 Cr P/E: 77.7

View full INDUSINDBK stock details →

📡 Get AI alerts when INDUSINDBK files next

Free • Daily 5 PM digest • Track filings, board meetings, and corporate actions

Track INDUSINDBK — Free

💡 Ask AI about this filing

"How does the 13% YoY rise in net revenue translate into sustainable earnings growth?" "What specific initiatives are driving the 30 basis point improvement in net interest margin?" "How will the bank manage NPA trends amid rising credit demand in rural segments?"

Ask AI Free →

📊 More INDUSINDBK filings

See all INDUSINDBK filings →

🔥 Also filed on 22 July 2026

SPLIL SPL Industries Limited Annual Report SIS SIS LIMITED Financial Results JAGSNPHARM Jagsonpal Pharmaceuticals Limited Financial Results PIRAMALFIN Piramal Finance Limited Financial Results HBSL HB Stockholdings Limited Annual Report VIJAYA Vijaya Diagnostic Centre Limited Corporate Action

View all today's announcements →

Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

Editorial & Data Transparency Notice

This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

📡 Get AI alerts when INDUSINDBK files new disclosures

Track INDUSINDBK filings, board meetings, and corporate actions. Free email alerts at 5 PM.