IndusInd Bank Limited (INDUSINDBK) — Financial Results | 18 October 2025(3 announcements)

IndusInd Bank reported a net loss of ₹437 crores in Q2 FY26, compared to a net profit of ₹1,331 crores in Q2 FY25, driven by a 17.2% decline in net interest income to ₹4,409 crores and elevated provisions in microfinance. The bank's pre-provision operating profit fell to ₹2,047 crores from ₹3,600 crores year-over-year. For the half-year, net profit dropped 95.2% to ₹167 crores. Despite the profitability decline, the bank maintained healthy capital adequacy at 17.10% CRAR, improved provision coverage ratio to 71.81%, and stable net NPA at 1.04%.

IndusInd Bank held an earnings call on October 18, 2025 to discuss unaudited consolidated and standalone financial results for the quarter and half-year ended September 30, 2025. The audio recording has been made available on the Bank's investor website. This regulatory disclosure provides access to management commentary on Q2 FY2026 performance, though specific financial metrics are not detailed in this announcement.

IndusInd Bank reported a net loss of ₹437 crore in Q2 FY26 versus ₹1,331 crore profit in Q2 FY25, marking a significant profitability decline. Net interest income fell 18% YoY to ₹4,409 crore, while yield compressed to 11.23%. The 5th largest private bank maintains ₹3.26 lakh crore in loans and ₹3.90 lakh crore deposits across 42 million customers. Despite challenges, CRAR strengthened to 17.10% and gross NPA remained controlled at 3.60%.