IndusInd Bank Limited (INDUSINDBK) — Financial Results | 28 July 2025(3 announcements)

IndusInd Bank returned to profitability in Q1 FY26, posting net profit of ₹604 crores compared to ₹2,171 crores in Q1 FY25—a 72.2% decline. Net Interest Income fell to ₹4,640 crores from ₹5,408 crores YoY, with NIM contracting to 3.46% from 4.25%. Net NPA increased to 1.12% from 0.95% QoQ. The bank maintained strong capital adequacy at 16.63% CRAR and deposits of ₹3,97,144 crores. Management emphasized recovery from prior challenges and cost discipline initiatives.

IndusInd Bank held an earnings call on July 28, 2025 to discuss unaudited consolidated and standalone financial results for the quarter ended June 30, 2025. The audio recording has been made available on the bank's investor relations website as per SEBI listing regulations. No specific financial metrics or performance details were disclosed in this announcement.

IndusInd Bank reported Q1 FY26 net profit of ₹604 crores, down 72% YoY, with revenue declining 13% and operating profit falling 35%, reflecting challenging market conditions. As India's 5th largest private bank serving 42 million customers across 7,211 branches, the bank maintains stable asset quality (GNPA 3.64%, NNPA 1.12%) and healthy capital adequacy (16.63% CRAR). Deposit-taking weakened with CASA declining 14% YoY, while yield on assets improved to 9.15% from Q4's 7.85%, driven by strong consumer banking yields of 13.66%. ROA and ROE contracted significantly to 0.45% and 3.71% respectively.