IndusInd Bank Limited (INDUSINDBK) — Financial Results | 21 May 2025(3 announcements)

IndusInd Bank reported consolidated net profit of ₹2,575 crores for FY25, down 71.3% from ₹8,977 crores in FY24, after accounting for financial irregularities discovered since March 2025. The bank maintained robust capital adequacy at 16.24% and net worth of ₹62,532 crores. Despite Q4 losses from extraordinary developments, the bank's balance sheet remains healthy with 70% provision coverage and strong liquidity (LCR 118% average). Leadership transition underway with CEO appointment deadline of June 30, 2025.

IndusInd Bank held its earnings call on May 21, 2025, discussing audited consolidated and standalone financial results for Q4 FY2025 (quarter and year ended March 31, 2025). The audio recording has been made available on the bank's investor relations website for analyst and investor review.

IndusInd Bank reported a net loss of ₹2,329 crores in Q4 FY25, a dramatic reversal from ₹2,349 crores profit in Q4 FY24, driven by a ₹1,960 crore derivative impact and 43% YoY decline in net interest income. Net Interest Margin compressed to 2.25% from 4.26%. The bank, India's 5th largest private bank with 41 million customers, maintained strong asset quality (NNPA 0.95%, PCR 70%) and capital adequacy (CRAR 16.24%) despite operational challenges. Critical leadership transitions followed: MD & CEO Sumant Kathpalia and Deputy CEO Arun Khurana resigned in late April 2025.