IDFC First Bank (IDFCFIRSTB) — Financial Results

📢 Key Event
IDFC First Bank Q1 FY27 profit surges 132% YoY on strong deposit and AUM growth

🔄 What Changed
Profit: ₹1,075 crores (+132% YoY); NII growth: 21.1% YoY; fee income growth: 22.9% YoY; Gross NPA: 1.51%; Net NPA: 0.44%; Deposits: INR3 lakh crores (+16.6% YoY); AUM: INR64,000 crores (+24% YoY); Capital adequacy: 15.05%; LCR: 116%

🔮 What's Next
Target ROA: 1% for FY27; Cost-to-income ratio: below 70% by FY27; Opex growth guidance: 13-14% for full year; NIM improvement: +5 bps guidance; Credit cost guidance: 150-160 bps; CASA ratio: 50.8%; SA deposits: +25-30% YoY; CA deposits: +30% YoY

💡 Investor Takeaway
Strong profitability and deposit momentum signal improving operational efficiency and sustainable growth, supporting long-term value creation for shareholders.

IDFC First Bank reported Q1 FY27 profit of ₹1,075 crores, surging 132% YoY, driven by 21.1% NII growth, 22.9% fee income expansion, and improved asset quality with Gross NPA at 1.51% and Net NPA at 0.44%. Deposits rose 16.6% YoY to INR3 lakh crores, while AUM grew 24% YoY to INR64,000 crores. Capital adequacy stood at 15.05%, and liquidity was stable at 116% LCR. The bank reaffirmed its 1% full-year ROA target, targeting margin stabilization at 5.8%, cost-to-income ratio below 70%, and deposit growth momentum, particularly in SA and CASA segments.

📄 View Original Announcement (PDF)

📊 Stock Analysis — IDFCFIRSTB ✨ Ask AI About This

About IDFC First Bank Limited (IDFCFIRSTB)

Financial Services · Banks · Listed on NSE

Market Cap: ₹58,235.25 Cr P/E: 36.2

View full IDFCFIRSTB stock details →

📡 Get AI alerts when IDFCFIRSTB files next

Free • Daily 5 PM digest • Track filings, board meetings, and corporate actions

Track IDFCFIRSTB — Free

💡 Ask AI about this filing

"How will PSLC organic capacity growth impact external dependency and margins?" "What is the timeline for achieving structural ROA of 1.7-1.8%?" "How will ECL transition affect credit costs and capital adequacy?"

Ask AI Free →

📊 More IDFCFIRSTB filings

See all IDFCFIRSTB filings →

🔥 Also filed on 31 July 2026

KUANTUM Kuantum Papers Limited Announcement INDIAGLYCO India Glycols Limited Corporate Action MARUTI Maruti Suzuki India Limited Financial Results TVVISION TV Vision Limited Announcement MARUTI Maruti Suzuki India Limited Financial Results RAMRAT Ram Ratna Wires Limited Financial Results

View all today's announcements →

Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

Editorial & Data Transparency Notice

This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

📡 Get AI alerts when IDFCFIRSTB files new disclosures

Track IDFCFIRSTB filings, board meetings, and corporate actions. Free email alerts at 5 PM.