ICICI Bank Limited (ICICIBANK) Financial Results — Revenue ₹2,230.9 Cr

1 Financial Results 🔴 High Importance Neutral 📄 PDF

📢 Key Event
Q4 net profit up 69.9% YoY to ₹137.02 billion

🔄 What Changed
Net profit +69.9% YoY; profit before tax excluding treasury +10.1% YoY; core operating profit +5.1% YoY; total deposits +11.4% YoY; Net NPA ratio improved to 0.33%

🔮 What's Next
Board recommended ₹12 per share dividend subject to approvals

💡 Investor Takeaway
Strong profit growth and deposit expansion signal robust momentum, but dividend remains pending shareholder approval.

ICICI Bank reported a 69.9% YoY jump in Q4 net profit to ₹137.02 billion, driven by 10.1% YoY growth in profit before tax excluding treasury to ₹182.09 billion. Core operating profit rose 5.1% YoY to ₹183.05 billion, while net interest income surged 8.5% YoY to ₹880.75 billion. Total deposits grew 11.4% YoY to ₹17,946.25 billion, with CASA ratio at 38.6%. The Board proposed a dividend of ₹12 per share. Net NPA ratio improved to 0.33% from 0.37% in December 2025.

2 Financial Results 🔴 High Importance ✨ Positive 📄 PDF

📢 Key Event
ICICI Bank announces Q4 FY2026 financial results and earnings call audio availability

💡 Investor Takeaway
Shareholders see improved profitability and sustained growth momentum supported by strong loan book expansion.

ICICI Bank reported a net profit of ₹12,000 crores for Q4 FY2026, reflecting a 32% YoY increase, driven by robust retail loan growth and improved asset quality. The bank highlighted strong performance in its wholesale and treasury segments, with total income reaching ₹87.22 crores for the quarter. Management emphasized continued focus on digital banking expansion and maintaining capital adequacy above regulatory requirements.