ICICI Bank Limited (ICICIBANK) — Financial Results | 22 January 2026

· NSE 🔴 High Importance Neutral
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings

ICICI Bank reported Q3 FY2026 net profit of ₹11,318 crore, down 4% YoY, primarily due to an RBI-directed ₹1,283 crore provision for misclassified agricultural priority sector loans (₹20,000–25,000 crore portfolio). Excluding this one-time provision, profit would have grown 4.1% YoY. Core operating profit grew 6.0% YoY to ₹17,513 crore. Net interest income rose 7.7% YoY to ₹21,932 crore with stable NIM at 4.30%. Asset quality improved with net NPA ratio at 0.37%. Deposit growth was 8.7% YoY and advances grew 11.5% YoY. Capital ratios remain robust (CET-1: 16.46%, total CAR: 17.34%).

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About ICICI Bank Limited (ICICIBANK)

Financial Services · Banks · Listed on NSE

Market Cap: ₹8,92,242 Cr P/E: 15.5

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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