HDFC Life Insurance Company Limited (HDFCLIFE) — Financial Results | 15 January 2025(4 announcements)

HDFC Life reported a 69.9% YoY jump in net premium income to ₹167.71 crores for Q3 FY25, driven by strong growth in new business and improved persistency. Total income rose 0.2% YoY to ₹1,701.76 lakhs, with profit after tax at ₹65,318 lakhs. The Board approved final dividend of ₹2.00 per share. Solvency ratio stood at 188%, and management expense ratio improved to 20.2%. Investor complaints remained minimal with 2 received and fully resolved. The company maintains robust capital adequacy and liquidity, supported by disciplined underwriting and prudent asset management.

HDFC Life reported a 15% YoY rise in PAT to ₹1,326 crore for 9M FY25, driven by 24% growth in individual APE and 18% AUM expansion to ₹3.3 lakh crore, with solvency at 188% and VNB margin at 25.1%.

HDFC Life Insurance reported a 69.9% YoY jump in net premium income to ₹167.72 crores for Q3 FY2024, driven by strong growth in participating and non-participating segments, while surplus narrowed to -₹1.93 crores. Total income rose 11.2% YoY to ₹169.14 crores, with investment income up 11.5% to ₹27.11 crores, reflecting robust underwriting and investment performance.

HDFC Life reported net profit of ₹87.22 crores for Q3 FY25, up 32% YoY from ₹65.98 crores in Q3 FY24, driven by strong premium growth and improved underwriting margins. The company highlighted robust operational performance and sustained profitability across its core segments.