CREDITACCESS GRAMEEN Q2 FY27: PAT ₹493 Cr & Rev ₹30,319 Cr

Metric	Value
Revenue	₹30,319 Cr
Net Profit (PAT)	₹493 Cr

📢 Key Event
CreditAccess Grameen Limited reported Q1 FY27 results with strong AUM growth, profitability, and asset quality metrics.

🔄 What Changed
720% YoY PAT growth to INR 493 Crore; retail finance AUM share up 250 bps sequentially to 20.6%; PAR 90 improved to 1.46%; net NPA at 0.76%; cash position at INR 3,536 Crore (10.4% of assets).

🔮 What's Next
Retail finance contribution to stable ROEs; no El Nino impact; guidance unchanged; cash position remains strong; no cap on ROA during up cycles.

💡 Investor Takeaway
Strong operational momentum with retail finance driving profitability and asset quality, supporting sustainable growth without capital raises.

CreditAccess Grameen Limited reported robust Q1 FY27 performance with AUM growing 16.4% YoY to INR 30,319 Crore and disbursements rising 11.9% to INR 6,107 Crore, driven by 2.5 Lakh new borrowers (35% new-to-credit). Retail finance AUM share surged to 20.6% (up 250 bps sequentially), while digital collections reached 24.2% of total. Asset quality remained strong with PAR 90 at 1.46% and net NPA at 0.76%. PAT surged 720% YoY to INR 493 Crore, reflecting ROA of 5.9% and ROE of 24.4%. Management confirmed unchanged guidance, citing no El Nino impact and strong liquidity (INR 3,536 Crore cash, 10.4% of assets), with retail finance contributing to stable profitability despite MFI share decline.

📄 View Original Announcement (PDF)

📊 Stock Analysis — CREDITACC ✨ Ask AI About This

About CREDITACCESS GRAMEEN LIMITED (CREDITACC)

Financial Services · Finance · Listed on NSE

Market Cap: ₹21,069.88 Cr P/E: 23.8

View full CREDITACC stock details →

📡 Get AI alerts when CREDITACC files next

Free • Daily 5 PM digest • Track filings, board meetings, and corporate actions

Track CREDITACC — Free

💡 Ask AI about this filing

"How will retail finance growth impact future ROE stability?" "What is the timeline for achieving INR 50,000 Crore AUM target?" "How will credit cost guidance of 3%-4% affect NIMs and pricing?"

Ask AI Free →

📊 More CREDITACC filings

See all CREDITACC filings →

🔥 Also filed on 29 July 2026

SUZLON Suzlon Energy Limited Corporate Action DABUR Dabur India Limited Financial Results SYRMA Syrma SGS Technology Limited Financial Results KROSS Kross Limited Financial Results ASIANPAINT Asian Paints Limited Financial Results AUROPHARMA Aurobindo Pharma Limited Annual Report

View all today's announcements →

Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

Editorial & Data Transparency Notice

This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

📡 Get AI alerts when CREDITACC files new disclosures

Track CREDITACC filings, board meetings, and corporate actions. Free email alerts at 5 PM.