Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — Sustainability Report | 22 July 2026

Cholamandalam Financial Holdings Limited submitted its Business Responsibility and Sustainability Report for FY 2025-26 on July 22, 2026, as mandated under SEBI LODR Regulation 34(2)(f). The consolidated report covers the Company and its associate/subsidiary entities, including Cholamandalam Investment and Finance Company Limited and Cholamandalam MS General Insurance Company Limited. It details ESG disclosures across principles of integrity, sustainability, employee well-being, stakeholder responsiveness, human rights, environmental stewardship, and responsible market engagement. Key highlights include strong financial inclusion initiatives, ISO certifications (27001:2022, 9001:2015), carbon footprint metrics (Scope 1: 44,962 MT CO2e; Scope 2: 18,432 MT CO2e), water intensity of 0.0000018 KL/Rupee, and waste generation of 266.44 MT. Governance disclosures emphasize Board oversight, stakeholder consultation mechanisms, and CSR activities benefiting over 100 beneficiary groups. The report is independently assessed by B Thiagarajan & Co. with no material observations.