Bajaj Finance Limited (BAJFINANCE) Financial Results — Revenue ₹5.10 L Cr

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Revenue: ₹5.10 L CrNet Profit: ₹6,945 Cr

📢 Key Event
Bajaj Finance reported Q4 FY26 PAT growth of 26.7% to INR 10,462 crores with AUM reaching INR 510,000 crores.

🔄 What Changed
PAT growth of 26.7% and AUM growth to INR 510,000 crores (+22.4%)

🔮 What's Next
FY27 targets: 15-17 million new customers, 20-24% AUM growth, ROE of 19-20%, credit cost of 145-160 bps

💡 Investor Takeaway
Strong PAT growth and AUM expansion reflect robust execution, with AI investments and credit cost reduction supporting sustainable long-term growth targets.

Bajaj Finance reported a 26.7% year-on-year PAT increase to INR 10,462 crores for Q4 FY26, driven by AUM growth to INR 510,000 crores (+22.4%), new customer additions of 3.93 million, and improved credit metrics with GNPA at 1.01% and provision coverage at 60%. Cost of funds stood at 7.41%, opex to NTI at 33.8%, and dividend recommended at INR 6 per share. Management highlighted AI investments including 203 dedicated staff expanding to 363 by June 2027, 52 million voice-to-data conversions, and deployment of 600+ autonomous agents by FY27, alongside winding down high-risk 2W/3W financing. The company targets 15-17 million new customers in FY27, 20-24% AUM growth, margin expansion, and ROE of 19-20%, supported by credit cost reduction to 145-160 bps and operational efficiency gains.

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About Bajaj Finance Limited (BAJFINANCE)

Financial Services · Finance · Listed on NSE

Market Cap: ₹5,66,842.01 Cr P/E: 30.9 ROE: 18.6% ROCE: 22.4%

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

Bajaj Finance Limited (BAJFINANCE) — Financial Results Announcement

About Bajaj Finance Limited (BAJFINANCE)

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