Bajaj Finance (BAJFINANCE) — Financial Results

Bajaj Finance reported a 22% year-on-year PAT increase to ₹87.22 crores for Q1 FY26, driven by 25% AUM growth to ₹4,41,450 crores and record loan book additions of 13.5 million loans. ROE stood at 19% with net NPA at 50 basis points and cost of funds at 7.79%, down 20 bps sequentially. Management highlighted strategic focus on MSME lending with targeted loss rates of 2-3%, pruning of high-risk segments, and continued NIM expansion guidance of 10 bps. Deposit contribution is expected to decline to 15-16% from ~19%, while Tier 1 capital remains strong at 21.19%. The company projects FY26 PAT growth of 23-24% and maintains fee income guidance of 13-15%.

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About Bajaj Finance Limited (BAJFINANCE)

Financial Services · Finance · Listed on NSE

Market Cap: ₹5,66,842.01 Cr P/E: 30.9 ROE: 18.6% ROCE: 22.4%

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