Bajaj Finserv Limited (BAJAJFINSV) Financial Results — Revenue ₹38,508 Cr

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Revenue: ₹38,508 CrNet Profit: ₹2,539 Cr

📢 Key Event
Bajaj Finserv reported Q4 FY26 revenue of INR 14,209 crores (+21% YoY) and PAT of INR 5,464 crores (+21% YoY), with insurance ownership now fully consolidated and Bajaj Finance AUM at INR 5,09,975 crores (+22% YoY).

🔄 What Changed
21% YoY PAT growth (adjusted from 5% reported), full insurance ownership post-Allianz buyback, Bajaj Finance AUM growth to INR 5,09,975 crores (+22% YoY), and 30% retail health segment growth outperforming industry.

🔮 What's Next
One-year regulatory forbearance for FY27 requested due to pending clarity on tax and accounting implications of opening balance sheet adjustments, with reporting expected to start April 1, 2027.

💡 Investor Takeaway
Shareholders should note that while near-term growth is strong, regulatory delays in financial reporting may postpone full visibility into FY27 results until April 2027.

Bajaj Finserv reported consolidated revenue growth of **₹14,209 crores** (+21% YoY) and PAT of **INR 5,464 crores** (+21% YoY) for Q4 FY26, driven by strong performance in Bajaj Finance and insurance segments. Insurance ownership is now 77.33% Bajaj Finserv, 18.10% Bajaj Holdings, and 4.60% Jamnalal Sons following full buyout of Allianz stakes in March 2026. Bajaj Finance AUM reached **INR 5,09,975 crores** (+22% YoY), with net income up 21% and new loans booked at 1.29 crores. Life insurance VNB grew 29%, and retail health segment grew 30% in Q4, outperforming industry's 18.1%. The company is seeking one-year regulatory forbearance for FY27 due to pending clarity on tax and accounting implications of opening balance sheet adjustments, with reporting expected to begin April 1, 2027. No forward margin guidance was provided, though life insurance margins post-GST mitigation remain on track with residual 30-40 bps impact by March end.

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About Bajaj Finserv Limited (BAJAJFINSV)

Financial Services · Finance · Listed on NSE

Market Cap: ₹2,76,591.04 Cr P/E: 14.4 ROE: 13.4%

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

Bajaj Finserv Limited (BAJAJFINSV) — Financial Results Announcement

About Bajaj Finserv Limited (BAJAJFINSV)

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