Axis Bank Q2 FY27: PAT ₹7,114 Cr & Rev ₹14,646 Cr

1 Financial Results 🔴 High Importance ✨ Positive 📄 PDF

Investor Takeaways

Net profit increased 23% YoY to ₹7,114 crores in Q1FY27

GNPA ratio improved to 1.28% from previous year

Provision coverage ratio reached 161%

CET-1 capital ratio maintained at 14.64%

Added 0.9 million credit cards during the quarter

UPI market share expanded to 38%

₹2,250 crores capital raised during the quarter

Overall Tone: Positive

Key Financial Highlights

Metric	Value	YoY Change
Revenue	₹14,646 Cr	N/A
Net Profit	₹7,114 Cr	+23%
EBITDA	Not available	N/A
EPS	Not available	N/A
OPM	Not available	N/A

What Changed

Axis Bank reported a 23% year-on-year increase in net profit to ₹7,114 crores for Q1FY27, with revenue at ₹14,646 crores. The improvement was supported by 18% growth in deposits and 19% growth in advances. Asset quality showed improvement with GNPA declining to 1.28% from the previous year, while provision coverage ratio increased to 161%. The bank maintained a CET-1 capital ratio of 14.64% and raised ₹2,250 crores in capital during the quarter. Digital initiatives including AI tools and Aadhaar Face Authentication gained traction, contributing to operational efficiency. The bank added 0.9 million credit cards and expanded its UPI market share to 38%. No explicit future guidance was provided in the filing.

Peer Comparison

Company	P/E	ROE	ROCE	Market Cap (₹ Cr)
Axis Bank Limited	14.61	Not available	Not available	3,87,003.91
HDFC Bank Limited	15.5	14.3%	24.4%	1,18,1607.38
ICICI Bank Limited	15.47	N/A	N/A	8,92,242
State Bank of India	10.44	N/A	N/A	8,89,093.09

Axis Bank's P/E ratio of 14.61 is lower than HDFC Bank's 15.5 and comparable to ICICI Bank's 15.47, while being higher than SBI's 10.44. The bank's market capitalization is significantly lower than HDFC Bank and SBI, but higher than ICICI Bank.

Risks & Concerns

No specific risks identified in this filing

Quarterly Trend

The provided quarterly trend data contains N/A values for all metrics across all quarters, so this section is omitted per instructions.

2 Financial Results 🔴 High Importance Neutral 📄 PDF

📢 Key Event
Axis Bank Q1FY27 net profit up 23% YoY to ₹7,114 crores

🔄 What Changed
Net profit +23% YoY; GNPA 1.28%; NNPA 0.39%; CET1 14.52%; deposits +18%; advances +19%

🔮 What's Next
Target 8% EV penetration in 2W/4W loans by FY27; plant 8 million saplings by FY30; increase women borrower share to 16.9% by FY26

💡 Investor Takeaway
Strong profit growth and asset expansion are offset by flat NIM and rising credit costs, requiring focus on margin recovery and sustainable loan book quality.

Axis Bank reported a 23% YoY jump in Q1FY27 net profit to ₹7,114 crores, driven by 8% NII growth and 6% total income expansion, while maintaining strong capital adequacy at 16.67% and asset quality with GNPA at 1.28% and NNPA at 0.39%. The bank expanded deposits 18% and advances 19% YoY, with CASA ratio steady at 38% and cost of funds declining 35 basis points.

📊 Stock Analysis — AXISBANK ✨ Ask AI About This

About Axis Bank Limited (AXISBANK)

Financial Services · Banks · Listed on NSE

Market Cap: ₹3,87,003.91 Cr P/E: 14.6

View full AXISBANK stock details →

📡 Get AI alerts when AXISBANK files next

Free • Daily 5 PM digest • Track filings, board meetings, and corporate actions

Track AXISBANK — Free

💡 Ask AI about this filing

"What is Axis Bank's valuation relative to peers?" "How does UPI share growth impact future revenue?" "What risks remain in rural loan expansion?"

Ask AI Free →

📊 More AXISBANK filings

See all AXISBANK filings →

🔥 Also filed on 18 July 2026

ICICIBANK ICICI Bank Limited Financial Results SHREYANIND Shreyans Industries Limited Corporate Action ROSSARI Rossari Biotech Limited Financial Results ROSSARI Rossari Biotech Limited Corporate Action MAPMYINDIA C.E. Info Systems Limited Annual Report CAMLINFINE Camlin Fine Sciences Limited Annual Report

View all today's announcements →

Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

Editorial & Data Transparency Notice

This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

📡 Get AI alerts when AXISBANK files new disclosures

Track AXISBANK filings, board meetings, and corporate actions. Free email alerts at 5 PM.