Axis Bank Limited (AXISBANK) — Financial Results(3 announcements)

Axis Bank held an earnings call on April 25, 2026 to discuss audited standalone and consolidated financial results for the quarter and year ended March 31, 2026, and made the audio recording available on its investor website for stakeholders to review.

Axis Bank reported a 17% YoY rise in net profit to ₹24,457 crores for FY26, driven by 14% deposit and 19% advance growth, 4% fee income growth, and stable asset quality with GNPA at 1.23% and CET1 ratio at 14.38%. The bank expanded digitally with 187% UPI value growth and 69% rural advance growth, while maintaining strong capital ratios at 16.42% CAR and 72% LCR. Strategic initiatives included AI adoption across 83K credit models and 1.8 million users, alongside rural expansion to 685 districts. Dividend of ₹1 per share was recommended amid 17% YoY PAT growth in Q4 FY26.

Axis Bank reported a net profit of ₹7,631.72 crores for Q4 FY26, driven by a one-time provision of ₹2,001 crores and amortization of intangibles, while maintaining strong asset quality with net NPAs at 0.37%. The Board approved results showing total income of ₹41,142.69 crores for the quarter and ₹132,538.24 crores annually, with digital banking contributing significantly to retail growth. The audit confirmed an unmodified opinion, and regulatory disclosures highlighted compliance with SEBI norms and deferred tax benefits reducing tax expenses.