Axis Bank Limited (AXISBANK) — Financial Results | 17 July 2025(3 announcements)

Axis Bank reported a 23% YoY rise in net profit to ₹5,806 crores for Q1 FY26, driven by 14% growth in operating profit to ₹11,515 crores and 1% growth in net interest income to ₹13,560 crores. The bank improved asset quality with gross NPA at 1.57% and net NPA at 0.45%, while CET-1 ratio stood at 14.68% and capital adequacy at 16.85%. Deposits grew 9% YoY to ₹11.62 trillion, and shareholders' funds increased 17% to ₹1,84,795 crores. Digital initiatives contributed significantly, with 50% of retail TDs acquired digitally and 52% of loan disbursements done through digital channels.

Axis Bank reported consolidated net profit of ₹87.22 crores for Q1 FY26, a 32% year-on-year increase, driven by a 69.9% rise in total income to ₹1,000 crores. The bank highlighted improved profitability and operational momentum, with no new risks disclosed.

{ "summary": "Axis Bank reported a 1% YoY rise in net interest income to ₹13,560 crore and 25% YoY growth in other income, driving a 14% YoY increase in operating profit to ₹11,515 crore for Q1FY26. Net profit stood at ₹5,806 crore, down 4% YoY, with gross NPA at 1.57% and net NPA at 0.45%. Shareholders' funds grew 17% to ₹1,84,795 crore, CET-1 ratio was 14.68%, and capital adequacy ratio 16.85%. The bank added 790,000 new credit cards and expanded its network to 5,879 branches and 14,134 ATMs.", "extractedFields": { "keyEvent": "Axis Bank Q1FY26 results show 14% YoY operating profit growth to ₹11,515 crore", "whatChanged": "Operating profit up 14% YoY to ₹11,515 crore; net profit down 4% YoY to ₹5,806 crore; gross NPA 1.57%, net NPA 0.45%; shareholders' funds up 17% to ₹1,84,795 crore", "forwardGuidance": "null", "investorTakeaway": "Shareholders see stable asset quality and strong capital growth but face slight profit pressure despite revenue expansion.", "sentiment": "neutral" }