Union Bank of India (UNIONBANK)
Financial Services · Banks · NSE · Updated 1 October 2026
₹170.5↑ 22.88% (1Y)
🎯 Key Takeaways
- Revenue grew 2.8% QoQ to ₹27,427 in Q1FY27.
- Market Cap
- ₹1.30 L Cr
- P/E Ratio
- 6.3
- P/B Ratio
- 0.98
- ROE
- 15.5%
- ROCE
- 44.9%
- Debt/Equity
- 0.58
- Div Yield
- 2.93%
- Promoter
- 74.8%
📊 Quarterly Results (₹ Cr)
| Metric | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|
| Revenue | 27,935 | 26,205 | 26,819 | 26,676 | 27,427 |
| Operating Profit | 6,936 | 6,845 | 6,960 | 7,976 | 8,040 |
| OPM % | 24.8% | 26.1% | 25.9% | 29.9% | 29.3% |
| Net Profit | 4,137 | 4,281 | 5,029 | 5,334 | 5,368 |
| EPS | ₹5.80 | ₹5.80 | ₹6.65 | ₹7.21 | ₹7.39 |
🏦 Balance Sheet (₹ Cr)
| Item | Mar 2026 | Mar 2026 | Mar 2026 | Mar 2027 |
|---|---|---|---|---|
| Equity Capital | 7,634 | 7,738 | 7,738 | 7,738 |
| Reserves | 1.26 L Cr | 1.23 L Cr | 1.18 L Cr | 1.32 L Cr |
| Borrowings | 77,798 | 79,097 | 69,197 | 73,293 |
| Total Liabilities | 15.88 L Cr | 15.00 L Cr | 14.90 L Cr | 15.62 L Cr |
| Fixed Assets | 11,596 | 9,899 | 9,999 | 11,629 |
| Investments | 3.44 L Cr | 3.44 L Cr | 3.58 L Cr | 3.47 L Cr |
| Total Assets | 15.88 L Cr | 15.00 L Cr | 14.90 L Cr | 15.62 L Cr |
💰 Cash Flow Statement (₹ Cr)
| Item | Mar 2026 |
|---|---|
| Operating | -358 |
| Investing | -71 |
| Financing | +77 |
| Net Cash Flow | -351 |
👥 Shareholding Pattern
| Category | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 |
|---|---|---|---|---|
| Promoters | 74.8% | 74.8% | 74.8% | 74.8% |
| FII | 7.9% | 8.1% | 9.4% | 8.6% |
| DII | 11.7% | 11.9% | 11.5% | 12.0% |
| Public | 5.2% | 4.7% | 3.9% | 4.1% |
| # Shareholders | 9,55,839 | 9,20,603 | 9,07,910 | 9,15,787 |
⚖️ Peer Comparison — Banks
| Company | MCap (₹ Cr) | P/E | ROCE | ROE | D/E |
|---|---|---|---|---|---|
| HDFCBANK | 10.93 L Cr | 13.8 | 25.0% | — | 1.00 |
| ICICIBANK | 9.49 L Cr | 16.9 | 28.8% | — | 0.61 |
| SBIN | 8.87 L Cr | 10.3 | 31.8% | — | 1.30 |
| KOTAKBANK | 4.15 L Cr | 7.2 | 20.7% | — | 0.53 |
| AXISBANK | 3.81 L Cr | 13.7 | 22.3% | — | 1.31 |
| PNB | 1.30 L Cr | 5.9 | 45.1% | — | 0.72 |
| UNIONBANK | 1.30 L Cr | 6.3 | 44.9% | — | 0.58 |
| BANKBARODA | 1.19 L Cr | 6.6 | 31.2% | — | 1.03 |
| INDIANB | 1.09 L Cr | 8.5 | 45.8% | — | 0.58 |
| CANBK | 1.09 L Cr | 5.5 | 42.1% | — | 1.32 |
🔗 Peer Stock Analyses
📋 Recent Filings
- Announcement2026-09-25Union Bank of India announced that its trading window for insider transactions will close on 01 October 2026, remaining shut until 48 hours after the …
- 🔴 annual report2026-09-25Union Bank of India's 2025-26 annual report filed on BSE under Reg. 34(1) details ₹6,583.23 crore total assets, ₹3,524.89 crore net deferred tax asset…
- 🟡 buyback redemption2026-09-18Brickwork Ratings reaffirmed Union Bank of India's Tier II bond rating at BWR AAA/Stable and withdrew the rating for Additional Tier I bonds following…
- 🔴 Announcement2026-09-09Union Bank of India announced that multiple bank employee unions have issued strike notices affecting operations from September 11 to October 26, 2026…
- 🔴 Announcement2026-09-01Union Bank of India announced a senior management change effective September 1, 2026, with Shri Omprakash Shriniwas Karwa elevated to Chief General Ma…
- 🔴 Announcement2026-08-28Union Bank of India disclosed the issuance of $300 million each of US$ Senior Unsecured Dual Tranche Notes due 2029 and 2031 under Regulation S, with …
- 🔴 Announcement2026-08-27Fitch Ratings assigned a 'BBB-' long-term rating to Union Bank of India's USD600 million senior unsecured notes issued from its Dubai International Fi…
- 🔴 Announcement2026-08-27Union Bank of India's Dubai branch received a BBB credit rating from S&P Global Ratings for two USD-denominated senior unsecured notes maturing in 202…
- 🔴 Corporate Action2026-08-25Union Bank of India announced a $300 million USD dual-tranche senior unsecured note issuance through its Dubai DIFC branch, with $150 million each for…
- Announcement2026-08-18Union Bank of India announced a Debt Investor Roadshow scheduled for August 21, 2026, at its Mumbai headquarters, as part of regulatory disclosures fo…
Read the full analysis
Quarterly trends, balance sheet, cash flow, peer comparison, and AI insights — sign up free to unlock.
Sign Up Free — Unlock Full Analysis2 free AI queries per day.
Data sourced from stock announcements. Analysis generated by StockFin.ai.
For informational purposes only — not investment advice. Updated 2026-10-01.
Editorial & Data Transparency Notice
This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.
📡 Get AI alerts when UNIONBANK files new disclosures
Track UNIONBANK filings, board meetings, and corporate actions. Free email alerts at 5 PM.
Track UNIONBANK — FreeFree account · 2 AI queries/day