UCO Bank (UCOBANK)
Financial Services · Banks · NSE · Updated 1 October 2026
₹23.33↓ 23.81% (1Y)
🎯 Key Takeaways
- Revenue grew 8.4% QoQ to ₹6,745 in Q4FY25.
- Market Cap
- ₹29,255
- P/E Ratio
- 11.3
- P/B Ratio
- 0.95
- ROE
- 8.0%
- ROCE
- 32.4%
- Debt/Equity
- 0.93
- Div Yield
- 1.67%
- Promoter
- 91.0%
📊 Quarterly Results (₹ Cr)
| Metric | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 |
|---|---|---|---|---|
| Revenue | 6,024 | 6,078 | 6,220 | 6,745 |
| Operating Profit | 1,321 | 1,432 | 1,586 | 1,699 |
| OPM % | 21.9% | 23.6% | 25.5% | 25.2% |
| Net Profit | 551 | 603 | 639 | 652 |
| EPS | ₹0.45 | ₹0.51 | ₹0.54 | ₹0.56 |
🏦 Balance Sheet (₹ Cr)
| Item | Mar 2025 | Mar 2025 | Mar 2025 | Mar 2025 |
|---|---|---|---|---|
| Equity Capital | 12,540 | 11,956 | 11,956 | 11,956 |
| Reserves | 18,345 | 16,546 | 16,056 | 15,121 |
| Borrowings | 28,687 | 30,064 | 21,727 | 29,034 |
| Total Liabilities | 3.62 L Cr | 3.47 L Cr | 3.33 L Cr | 3.32 L Cr |
| Fixed Assets | 3,791 | 3,844 | 3,825 | 3,781 |
| Investments | 94,153 | 94,010 | 93,557 | 93,596 |
| Total Assets | 3.62 L Cr | 3.47 L Cr | 3.33 L Cr | 3.32 L Cr |
💰 Cash Flow Statement (₹ Cr)
| Item | Mar 2025 |
|---|---|
| Operating | +1,913 |
| Investing | -328 |
| Financing | +5,869 |
| Net Cash Flow | +7,454 |
👥 Shareholding Pattern
| Category | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 |
|---|---|---|---|---|
| Promoters | 91.0% | 91.0% | 91.0% | 91.0% |
| FII | 0.1% | 0.1% | 0.1% | 0.1% |
| DII | 4.5% | 4.4% | 4.4% | 4.3% |
| Public | 4.0% | 4.1% | 4.1% | 4.2% |
| # Shareholders | 8,50,102 | 8,49,729 | 8,49,084 | 8,47,182 |
⚖️ Peer Comparison — Banks
| Company | MCap (₹ Cr) | P/E | ROCE | ROE | D/E |
|---|---|---|---|---|---|
| HDFCBANK | 10.93 L Cr | 13.8 | 25.0% | — | 1.00 |
| ICICIBANK | 9.49 L Cr | 16.9 | 28.8% | — | 0.61 |
| SBIN | 8.87 L Cr | 10.3 | 31.8% | — | 1.30 |
| KOTAKBANK | 4.15 L Cr | 7.2 | 20.7% | — | 0.53 |
| AXISBANK | 3.81 L Cr | 13.7 | 22.3% | — | 1.31 |
| PNB | 1.30 L Cr | 5.9 | 45.1% | — | 0.72 |
| UNIONBANK | 1.30 L Cr | 6.3 | 44.9% | — | 0.58 |
| BANKBARODA | 1.19 L Cr | 6.6 | 31.2% | — | 1.03 |
| INDIANB | 1.09 L Cr | 8.5 | 45.8% | — | 0.58 |
| CANBK | 1.09 L Cr | 5.5 | 42.1% | — | 1.32 |
🔗 Peer Stock Analyses
📋 Recent Filings
- Announcement2026-09-25UCO Bank has closed its trading window for insider transactions effective 1 October 2026 until 48 hours after the quarterly results disclosure for the…
- Announcement2026-09-23UCO Bank announced the extension of Executive Director Vijaykumar Nivrutti Kamble's tenure until March 31, 2027, or until superannuation, whichever co…
- 🔴 Announcement2026-09-10UCO Bank announced a potential bank-wide strike by the United Forum of Bank Unions (UFBU) from 28-30 September 2026, with possible continuation from 2…
- 🔴 Announcement2026-09-07UCO Bank announced an interest rate update effective September 7, 2026, maintaining all MCLR and short-term benchmark rates unchanged while modestly i…
- 🟡 Board Meeting2026-08-13UCO Bank announced the appointment of Shri Manohar Lal Paliwal as a Part-time Non-Official Director on its Board for three years from 12.08.2026, as n…
- 🔴 Financial Results2026-07-30UCO Bank reported a 15.53% YoY business growth to ₹6,05,000 crores in Q1 FY27, driven by 21.18% advances growth to ₹2,72,768 crores and 11.28% deposit…
- 🔴 Announcement2026-07-27Fitch Ratings assigned UCO Bank its first BBB- Long-Term IDR rating with a Stable Outlook, along with new Short-Term IDR (F3), Government Support (bbb…
- Announcement2026-07-23UCO Bank announced that the audio and video recording of its post-earnings call with analysts held on 23 July 2026 is now available on its website via…
- Announcement2026-07-22UCO Bank reported strong YoY growth in deposits (11.28%) and credit (21.18%) as of June 2026, with gross NPA at 2.08% and net NPA at 0.25%. Net profit…
- Announcement2026-07-22UCO Bank reported Q1 FY2026-27 results showing strong growth in total business to ₹6,05,083 crores (+15.53% YoY), driven by 21.18% YoY growth in gross…
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Data sourced from stock announcements. Analysis generated by StockFin.ai.
For informational purposes only — not investment advice. Updated 2026-10-01.
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This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.
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