PB Fintech Ltd (POLICYBZR)
๐ฏ Key Takeaways
- Revenue declined 8.4% QoQ to โน1,888 in Q1FY27.
- Market Cap
- โน49,272
- P/E Ratio
- 65.6
- P/B Ratio
- 6.74
- ROE
- 10.2%
- ROCE
- 11.4%
- Debt/Equity
- 0.00
- Promoter
- 0.0%
๐ Quarterly Results (โน Cr)
| Metric | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|
| Revenue | 1,614 | 1,771 | 2,061 | 1,888 |
| Operating Profit | 64 | 125 | 183 | 99 |
| OPM % | 4.0% | 7.1% | 8.9% | 5.3% |
| Net Profit | 135 | 189 | 261 | 163 |
| EPS | โน2.94 | โน4.11 | โน5.65 | โน3.53 |
๐ฆ Balance Sheet (โน Cr)
| Item | Mar 2025 | Mar 2025 | Mar 2026 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 92 | 91 | 93 | 92 |
| Reserves | 6,341 | 6,016 | 7,219 | 6,677 |
| Borrowings | 322 | 335 | 0 | 329 |
| Total Liabilities | 7,531 | 7,153 | 8,707 | 7,939 |
| Fixed Assets | 411 | 415 | 441 | 405 |
| Investments | 2,173 | 1,999 | 3,211 | 3,141 |
| Total Assets | 7,531 | 7,153 | 8,707 | 7,939 |
๐ฐ Cash Flow Statement (โน Cr)
| Item | Mar 2025 | Mar 2026 |
|---|---|---|
| Operating | -183 | +41 |
| Investing | +458 | +214 |
| Financing | -73 | -81 |
| Net Cash Flow | +202 | +174 |
๐ฅ Shareholding Pattern
| Category | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 |
|---|---|---|---|---|
| Promoters | 0.0% | 0.0% | 0.0% | 0.0% |
| FII | 43.6% | 40.8% | 39.9% | 37.3% |
| DII | 26.6% | 29.5% | 36.7% | 40.4% |
| Public | 4.2% | 4.1% | 4.2% | 4.1% |
| # Shareholders | 1,65,600 | 1,59,243 | 1,53,261 | 1,50,458 |
โ๏ธ Peer Comparison โ E-Commerce/App based Aggregator
| Company | MCap (โน Cr) | P/E | ROCE | ROE | D/E |
|---|---|---|---|---|---|
| ETERNAL | 3.08 L Cr | 679.7 | 4.1% | โ | 0.00 |
| PAYTM | 1.07 L Cr | 164.9 | 4.8% | โ | 0.00 |
| NYKAA | 91,642 | 359.6 | 24.2% | โ | 0.52 |
| NAUKRI | 78,978 | 49.3 | 6.2% | โ | 0.00 |
| SWIGGY | 69,063 | โ | -19.2% | โ | 0.01 |
| POLICYBZR | 49,272 | 65.6 | 11.4% | โ | 0.00 |
| URBANCO | 24,266 | โ | -11.7% | โ | 0.00 |
| PINELABS | 19,823 | 152.0 | 4.1% | โ | 0.05 |
| TBOTEK | 18,262 | 68.0 | 17.0% | โ | 0.42 |
| NAZARA | 15,074 | โ | -1.3% | โ | 0.03 |
๐ Peer Stock Analyses
๐ Recent Filings
- ๐ด Corporate Action2026-09-30PB Fintech disclosed a โน1 crore investment in its wholly owned subsidiary PB Financial Account Aggregators Private Limited to meet RBI net worth requiโฆ
- Announcement2026-09-29PB Fintech Ltd announced that its trading window will close on October 1, 2026, prohibiting designated insiders and their relatives from trading shareโฆ
- ๐ก Board Meeting2026-09-28PB Fintech held its 18th AGM on September 28, 2026 via video conference, confirming quorum and conducting all proposed resolutions including approval โฆ
- Announcement2026-09-27PB Fintech clarified that recent price movements in its stock are purely market-driven, citing sector news and external sentiment, and confirmed no unโฆ
- Announcement2026-09-25Transcript Of The Analyst & Investor Call Held On September 24 2026
- ๐ด Announcement2026-09-24PB Fintech Limited announced a virtual analyst call on September 24, 2026 at 3:30 PM IST to discuss its business outlook, scheduled with short notice โฆ
- ๐ด Announcement2026-09-17PB Fintech Ltd clarified that Chairman and CEO Yashish Dahiya has no intention to resign, denying market rumors. The company confirmed his continued lโฆ
- ๐ด Announcement2026-09-16PB Fintech Ltd announced its participation in the BofA Securities Asia Pacific Conference on September 24, 2026, in Hong Kong, with no unpublished priโฆ
- ๐ด Announcement2026-09-16PB Fintech Ltd announced its participation in the 33rd CITIC CLSA Investors' Forum 2026 on September 23, 2026, in Hong Kong, as part of its scheduled โฆ
- ๐ก Board Meeting2026-09-16PB Fintech's M&A and Investment Committee approved three key actions: in-principle approval to acquire the remaining 20% stake in MyLoancare to make iโฆ
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Data sourced from stock announcements. Analysis generated by StockFin.ai.
For informational purposes only โ not investment advice. Updated 2026-10-01.
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