Paisalo Digital Ltd (PAISALO)
Financial Services · Finance · NSE · Updated 1 October 2026
₹76.31↑ 99.92% (1Y)
🎯 Key Takeaways
- Revenue declined 0.2% QoQ to ₹260 in Q1FY27.
- Market Cap
- ₹6,941
- P/E Ratio
- 27.6
- P/B Ratio
- 3.87
- ROE
- 14.0%
- ROCE
- 11.9%
- Debt/Equity
- 2.43
- Div Yield
- 0.13%
- Promoter
- 46.7%
📊 Quarterly Results (₹ Cr)
| Metric | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|
| Revenue | 219 | 224 | 240 | 261 | 260 |
| Operating Profit | 64 | 69 | 90 | 97 | 82 |
| OPM % | 29.1% | 30.8% | 37.3% | 37.2% | 31.6% |
| Net Profit | 47 | 52 | 66 | 72 | 61 |
| EPS | ₹0.52 | ₹0.57 | ₹0.73 | ₹0.80 | ₹0.67 |
🏦 Balance Sheet (₹ Cr)
| Item | Mar 2025 | Mar 2025 | Mar 2026 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 90 | 90 | 91 | 91 |
| Reserves | 1,445 | 1,331 | 1,702 | 1,575 |
| Borrowings | 3,559 | 2,821 | 4,360 | 3,769 |
| Total Liabilities | 5,255 | 4,381 | 6,300 | 5,570 |
| Fixed Assets | 74 | 67 | 84 | 76 |
| Investments | 20 | 22 | 20 | 90 |
| Total Assets | 5,255 | 4,381 | 6,300 | 5,570 |
💰 Cash Flow Statement (₹ Cr)
| Item | Mar 2025 | Mar 2026 |
|---|---|---|
| Operating | -842 | -783 |
| Investing | -13 | -15 |
| Financing | +944 | +843 |
| Net Cash Flow | +90 | +45 |
👥 Shareholding Pattern
| Category | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 |
|---|---|---|---|---|
| Promoters | 41.2% | 41.8% | 41.8% | 46.7% |
| FII | 20.9% | 20.1% | 17.5% | 6.8% |
| DII | 7.7% | 7.7% | 6.8% | 6.8% |
| Public | 16.4% | 16.0% | 15.3% | 14.7% |
| # Shareholders | 1,14,723 | 1,09,247 | 1,01,364 | 90,332 |
⚖️ Peer Comparison — Finance
| Company | MCap (₹ Cr) | P/E | ROCE | ROE | D/E |
|---|---|---|---|---|---|
| BAJFINANCE | 5.98 L Cr | 29.4 | 10.4% | — | 3.82 |
| BAJAJFINSV | 2.77 L Cr | 27.3 | 11.4% | — | 5.50 |
| SHRIRAMFIN | 2.32 L Cr | 17.4 | 11.5% | — | 3.80 |
| ICICIAMC | 1.55 L Cr | 31.0 | 111.5% | — | 0.00 |
| JIOFIN | 1.43 L Cr | 67.3 | 2.3% | — | 0.17 |
| TATACAP | 1.39 L Cr | 25.4 | 8.4% | — | 5.28 |
| CHOLAFIN | 1.38 L Cr | 23.8 | 9.3% | — | 6.93 |
| BAJAJHLDNG | 1.20 L Cr | 13.6 | 12.4% | — | 0.00 |
| MUTHOOTFIN | 1.10 L Cr | 9.7 | 14.4% | — | 3.88 |
| PFC | 1.08 L Cr | 4.1 | 9.8% | — | 7.62 |
🔗 Peer Stock Analyses
📋 Recent Filings
- 🔴 Financial Results2026-10-01Paisalo Digital announced on October 1, 2026 that it raised approximately **₹294.9 crores** via public NCDs and **₹124.47 crores** through a private p…
- Announcement2026-09-30Paisalo Digital Ltd announced its non-deal investor roadshow schedule for October 6-10, 2026, covering Bangalore and Dubai meetings with analysts and …
- 🟡 buyback redemption2026-09-30Paisalo Digital Ltd fully redeemed a commercial paper (CP) with a face value of **₹5 crores** on September 30, 2026, as per SEBI operational circular …
- 🟡 buyback redemption2026-09-29Paisalo Digital Limited fully redeemed a commercial paper (CP) with a face value of **₹65 crores** on September 29, 2026, as per SEBI operational circ…
- 🔴 Insider Trading2026-09-29Paisalo Digital Limited disclosed that Equilibrated Venture Cflow Private Limited released pledged shares on September 29, 2026, following prior encum…
- 🟡 buyback redemption2026-09-25Paisalo Digital Limited fully redeemed 5,000 non-convertible debentures (NCDs) with a face value of Rs. 1,00,000 each on September 25, 2026, completin…
- Announcement2026-09-24Paisalo Digital Ltd announced the closure of its insider trading window effective October 1, 2026, lasting until 48 hours after the September 30, 2026…
- 🟡 Board Meeting2026-09-24Paisalo Digital announced on September 24, 2026 that its board's Operations and Finance Committee allotted 300 commercial papers (CPs) in a private pl…
- 🟡 Board Meeting2026-09-24Paisalo Digital announced a scheduled FCCB Committee meeting on October 1, 2026 to consider equity share allotment following partial conversion of for…
- Announcement2026-09-23Paisalo Digital Ltd announced on September 23, 2026, that it will participate in upcoming analyst and institutional investor meetings, including the A…
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Data sourced from stock announcements. Analysis generated by StockFin.ai.
For informational purposes only — not investment advice. Updated 2026-10-01.
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This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.
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