CreditAccess Grameen Ltd (CREDITACC)
Financial Services · Finance · NSE · Updated 1 October 2026
₹1,273.6↓ 9.06% (1Y)
🎯 Key Takeaways
- Revenue grew 11.7% QoQ to ₹1,783 in Q1FY27.
- Market Cap
- ₹20,411
- P/E Ratio
- 16.8
- P/B Ratio
- 2.60
- ROE
- 15.4%
- ROCE
- 11.4%
- Debt/Equity
- 3.01
- Promoter
- 66.2%
📊 Quarterly Results (₹ Cr)
| Metric | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|
| Revenue | 1,463 | 1,508 | 1,490 | 1,597 | 1,783 |
| Operating Profit | 80 | 168 | 337 | 444 | 659 |
| OPM % | 5.5% | 11.2% | 22.6% | 27.8% | 37.0% |
| Net Profit | 60 | 126 | 252 | 340 | 493 |
| EPS | ₹3.77 | ₹7.87 | ₹15.76 | ₹21.20 | ₹30.79 |
🏦 Balance Sheet (₹ Cr)
| Item | Mar 2025 | Mar 2025 | Mar 2026 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 160 | 159 | 160 | 160 |
| Reserves | 6,796 | 6,829 | 7,682 | 7,005 |
| Borrowings | 20,446 | 19,154 | 23,641 | 20,103 |
| Total Liabilities | 27,802 | 26,613 | 31,930 | 27,679 |
| Fixed Assets | 131 | 143 | 588 | 119 |
| Investments | 893 | 1,303 | 1,075 | 1,238 |
| Total Assets | 27,802 | 26,613 | 31,930 | 27,679 |
💰 Cash Flow Statement (₹ Cr)
| Item | Mar 2026 |
|---|---|
| Operating | -2,770 |
| Investing | -101 |
| Financing | +2,751 |
| Net Cash Flow | -120 |
👥 Shareholding Pattern
| Category | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 |
|---|---|---|---|---|
| Promoters | 66.4% | 66.3% | 66.2% | 66.2% |
| FII | 12.3% | 11.7% | 12.9% | 13.5% |
| DII | 13.3% | 13.2% | 12.6% | 12.7% |
| Public | 6.6% | 7.1% | 6.7% | 6.2% |
| # Shareholders | 83,943 | 85,666 | 83,884 | 79,071 |
⚖️ Peer Comparison — Finance
| Company | MCap (₹ Cr) | P/E | ROCE | ROE | D/E |
|---|---|---|---|---|---|
| BAJFINANCE | 5.98 L Cr | 29.4 | 10.4% | — | 3.82 |
| BAJAJFINSV | 2.77 L Cr | 27.3 | 11.4% | — | 5.50 |
| SHRIRAMFIN | 2.32 L Cr | 17.4 | 11.5% | — | 3.80 |
| ICICIAMC | 1.55 L Cr | 31.0 | 111.5% | — | 0.00 |
| JIOFIN | 1.43 L Cr | 67.3 | 2.3% | — | 0.17 |
| TATACAP | 1.39 L Cr | 25.4 | 8.4% | — | 5.28 |
| CHOLAFIN | 1.38 L Cr | 23.8 | 9.3% | — | 6.93 |
| BAJAJHLDNG | 1.20 L Cr | 13.6 | 12.4% | — | 0.00 |
| MUTHOOTFIN | 1.10 L Cr | 9.7 | 14.4% | — | 3.88 |
| PFC | 1.08 L Cr | 4.1 | 9.8% | — | 7.62 |
🔗 Peer Stock Analyses
📋 Recent Filings
- 🔴 Corporate Action2026-10-01CreditAccess Grameen announced on October 1, 2026, the allotment of 21,500 senior secured non-convertible debentures with a face value of INR 1,00,000…
- 🔴 Announcement2026-09-30CreditAccess Grameen Ltd announced completion of two direct assignment transactions totaling Rs. 260.64 Crore in September 2026, qualifying for priori…
- 🔴 Announcement2026-09-29CreditAccess Grameen Ltd announced an investor meeting scheduled for September 30, 2026 at 11:00 AM IST, conducted virtually with Ashmore Investment M…
- Announcement2026-09-28CreditAccess Grameen Ltd announced the closure of its insider trading window effective October 1, 2026, until 48 hours after publishing un-audited Q2 …
- 🔴 Announcement2026-09-25CreditAccess Grameen Ltd announced a virtual investor meeting scheduled for September 28, 2026, from 4:00 PM to 4:30 PM, conducted via Bengaluru as a …
- 🔴 Corporate Action2026-09-18CreditAccess Grameen announced the allotment of 33,689 equity shares of ₹10 each under its Employees Stock Option Plan to 18 employees, effective Sept…
- 🔴 Announcement2026-09-18CreditAccess Grameen Ltd announced a virtual investor meeting scheduled for September 22, 2026, from 12:00 PM to 1:00 PM IST, conducted by Axis Capita…
- 🔴 Announcement2026-09-18CreditAccess Grameen Ltd announced an investor meeting scheduled for September 18, 2026, from 3:30 PM to 4:30 PM IST, conducted physically in Bengalur…
- 🔴 Announcement2026-09-17CreditAccess Grameen Ltd announced its Investor Meeting schedule on September 17, 2026, for September 23, 2026, from 9:00 AM to 10:00 AM IST, conducte…
- 🔴 Corporate Action2026-09-04CreditAccess Grameen announced the allotment of 30,135 equity shares of ₹10 each to 20 employees under its Employees Stock Option Plan, effective Sept…
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Data sourced from stock announcements. Analysis generated by StockFin.ai.
For informational purposes only — not investment advice. Updated 2026-10-01.
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This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.
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