Available Finance Ltd (AVAILFC)
🎯 Key Takeaways
- Available Finance Ltd appears to be a dormant or non-operational entity with no revenue or profitability in recent quarters, signaling a potential turnaround or restructuring phase. The company maintains a near-zero debt profile and minimal equity base, but its financial trajectory shows no signs of operational revival.
- Revenue declined 6.3% QoQ to ₹0 in Q1FY27.
- ⚠️ 1) Persistent zero revenue and profitability over multiple quarters suggest fundamental business model issues. 2) Complete lack of operational transpa
- Market Cap
- ₹142
- P/E Ratio
- 555.0
- P/B Ratio
- 0.11
- ROE
- 11.3%
- ROCE
- 0.0%
- Debt/Equity
- 0.00
- Promoter
- 65.5%
📖 The Story
Available Finance Ltd appears to be a dormant or non-operational entity with no revenue or profitability in recent quarters, signaling a potential turnaround or restructuring phase. The company maintains a near-zero debt profile and minimal equity base, but its financial trajectory shows no signs of operational revival. Management has not provided forward guidance, and the business model remains unclear.
📰 What's Happening
There are no disclosed operational updates, new orders, or strategic initiatives in the latest filings. The company has not announced any capital raises, acquisitions, or business pivots in recent quarters. Management commentary is absent from regulatory filings, with no discussion of future business activities or performance expectations.
Source: Stock Announcements
📊 Quarterly Results (₹ Cr)
| Metric | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 | 0 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 |
| OPM % | 26.7% | 66.7% | 53.3% | 56.3% | 60.0% |
| Net Profit | 0 | 0 | 0 | 0 | 0 |
| EPS | ₹36.74 | ₹22.88 | ₹26.09 | ₹19.58 | ₹75.66 |
Revenue and operating income have been consistently zero across all recent quarters, with operating margins fluctuating without apparent operational basis. Net income and EPS remain zero, indicating no profitability. The financial trajectory reflects a complete cessation of business activity rather than a recovery or restructuring phase.
🔮 Management Outlook & What's Next
No forward-looking guidance, strategic updates, or management commentary were included in the latest regulatory filings. There is no discussion of business revival, cost optimization, or performance expectations in the absence of revenue generation.
Extracted from official company announcements. Not StockFin.ai's opinion.
🏦 Balance Sheet (₹ Cr)
| Item | Mar 2025 | Mar 2025 | Mar 2026 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 10 | 10 | 10 | 10 |
| Reserves | 1,186 | 1,127 | 1,297 | 1,252 |
| Borrowings | 0 | 0 | 0 | 0 |
| Total Liabilities | 1,196 | 1,138 | 1,307 | 1,263 |
| Fixed Assets | 0 | 0 | 0 | 0 |
| Investments | 1,190 | 1,132 | 1,301 | 1,256 |
| Total Assets | 1,196 | 1,138 | 1,307 | 1,263 |
The balance sheet remains stable with negligible changes in equity and assets, and zero borrowings throughout. Reserves have modestly increased, suggesting no significant capital deployment or deleveraging activity. The company is not investing in growth or returning capital, reflecting financial inertia.
💰 Cash Flow Statement (₹ Cr)
| Item | Mar 2025 | Mar 2026 |
|---|---|---|
| Operating | +0 | -0 |
| Investing | -0 | -0 |
| Financing | 0 | 0 |
| Net Cash Flow | +0 | -0 |
👥 Shareholding Pattern
| Category | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 |
|---|---|---|---|---|
| Promoters | 66.3% | 66.3% | 65.5% | 65.5% |
| FII | 0.0% | 0.0% | 0.0% | 0.0% |
| DII | 0.0% | 0.0% | 0.0% | 0.0% |
| Public | 19.7% | 20.2% | 21.8% | 22.6% |
| # Shareholders | 4,933 | 5,006 | 4,945 | 4,738 |
Promoter holding remains stable around 65.5%, with no signs of dilution or stake sales. Public shareholding has slightly declined, but retail investor count has marginally increased. FII and DII holdings remain negligible, indicating no institutional interest or activity.
⚖️ Peer Comparison — Finance
| Company | MCap (₹ Cr) | P/E | ROCE | ROE | D/E |
|---|---|---|---|---|---|
| BAJFINANCE | 6.06 L Cr | 29.8 | 10.4% | — | 3.82 |
| BAJAJFINSV | 2.79 L Cr | 27.4 | 11.4% | — | 5.50 |
| SHRIRAMFIN | 2.29 L Cr | 17.2 | 11.5% | — | 3.80 |
| ICICIAMC | 1.60 L Cr | 32.1 | 111.5% | — | 0.00 |
| JIOFIN | 1.44 L Cr | 67.7 | 2.3% | — | 0.17 |
| TATACAP | 1.41 L Cr | 25.7 | 8.4% | — | 5.28 |
| CHOLAFIN | 1.39 L Cr | 24.1 | 9.3% | — | 6.93 |
| BAJAJHLDNG | 1.19 L Cr | 13.4 | 12.4% | — | 0.00 |
| MUTHOOTFIN | 1.10 L Cr | 9.7 | 14.4% | — | 3.88 |
| PFC | 1.07 L Cr | 4.1 | 9.8% | — | 7.62 |
🔗 Peer Stock Analyses
⚠️ Risk Factors
1) Persistent zero revenue and profitability over multiple quarters suggest fundamental business model issues. 2) Complete lack of operational transparency or management commentary raises governance and execution concerns. 3) No clarity on business revival plans or asset utilization strategy increases uncertainty about future viability.
📋 Recent Filings
- Announcement2026-09-26Available Finance Ltd announced that its trading window will close on October 1, 2026, and remain shut for 48 hours after the company declares its Sep…
- 🟡 voting results2026-09-11At the 9 September 2026 AGM, shareholders approved all resolutions with requisite majority, including adoption of audited standalone and consolidated …
- 🟡 Board Meeting2026-09-11At the 34th AGM on September 9, 2026, shareholders approved the audited FY2026 financial statements, appointed Pramod Kishore Shrivastava as Chairman …
- 🟡 Board Meeting2026-09-11Available Finance Ltd announced board changes at its September 9, 2026 AGM, confirming Pramod Kishore Shrivastava as Chairman and Non-Executive Direct…
- 🟡 Board Meeting2026-09-09Available Finance Limited held its 34th Annual General Meeting on September 9, 2026, at Hotel Surya in Indore, with directors and officers physically …
🧠 Analyst's Read
The company is effectively non-operational with no visible path to revenue generation or value creation. Investors should monitor for any disclosure of business resumption, new revenue streams, or management action, but current indicators suggest prolonged dormancy.
Based on filing content and financial data. Not a recommendation.
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Data sourced from stock announcements. Analysis generated by StockFin.ai.
For informational purposes only — not investment advice. Updated 2026-09-30.
Editorial & Data Transparency Notice
This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.
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