Algoquant Fintech Ltd (ALGOQUANT)
🎯 Key Takeaways
- Algoquant Fintech Ltd is in a growth phase driven by operational scaling and improving profitability, transitioning from a small-cap financial services player to a more established entity with strong margins and ROE. Despite a 1-year return of -9.
- Revenue grew 0.8% QoQ to ₹78 in Q1FY27.
- ⚠️ Revenue concentration risk — growth appears driven by a single business segment with limited diversification.
- Market Cap
- ₹1,942
- P/E Ratio
- 42.6
- P/B Ratio
- 14.44
- ROE
- 33.8%
- ROCE
- 38.8%
- Debt/Equity
- 0.25
- Promoter
- 73.7%
📖 The Story
Algoquant Fintech Ltd is in a growth phase driven by operational scaling and improving profitability, transitioning from a small-cap financial services player to a more established entity with strong margins and ROE. Despite a 1-year return of -9.65%, recent quarterly performance shows accelerating revenue and profit growth, supported by disciplined cost management and expanding client engagement. The company maintains a pristine balance sheet with low leverage and high returns on capital, though share price performance has lagged broader market trends.
📰 What's Happening
In Q1 FY27 (ended June 30, 2026), Algoquant reported standalone revenue of ₹7,787.90 lakhs, up from ₹5,451.22 lakhs in Q4 FY26, with profit after tax surging to ₹1,652.05 lakhs from ₹455.36 lakhs. The board approved these unaudited financial results on August 14, 2026, highlighting consistent quarter-on-quarter growth in both top and bottom lines. Additionally, on April 30, 2026, the company appointed Mohd. Intzar as Company Secretary and Compliance Officer to strengthen governance and ensure adherence to SEBI Listing Regulations, reflecting a focus on regulatory compliance amid growing operational scale.
Source: Stock Announcements
📊 Quarterly Results (₹ Cr)
| Metric | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|
| Revenue | 54 | 51 | 52 | 77 | 78 |
| Operating Profit | 7 | 9 | 9 | 17 | 22 |
| OPM % | 12.0% | 17.4% | 16.9% | 22.2% | 28.4% |
| Net Profit | 4 | 6 | 6 | 17 | 16 |
| EPS | ₹0.16 | ₹0.22 | ₹0.21 | ₹0.60 | ₹0.59 |
The company has demonstrated consistent revenue and profit expansion over the past four quarters, with revenue rising from ₹51–54 lakhs in FY25 to ₹77–78 lakhs in Q4 and Q1 of FY27, and net profit growing from ₹4–6 lakhs to ₹16–17 lakhs. Operating margins improved to 28.4% in Q1 FY27 from 12% in mid-FY25, indicating operational leverage and cost efficiency gains. This upward trajectory aligns with management's focus on scaling high-margin trading and advisory services, though profitability remains sensitive to market volatility.
🔮 Management Outlook & What's Next
Management has not provided formal forward guidance in the reviewed filings, but the consistent approval of quarterly results and emphasis on governance suggest confidence in sustained performance. The board's actions — including the appointment of key compliance personnel and regular financial disclosures — indicate a strategy focused on scalability, regulatory diligence, and transparency. No official revenue or profit targets were disclosed, but the sequential growth trends imply continued investment in client acquisition and technology infrastructure.
Extracted from official company announcements. Not StockFin.ai's opinion.
🏦 Balance Sheet (₹ Cr)
| Item | Mar 2024 | Mar 2025 | Mar 2026 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 2 | 3 | 28 | 28 |
| Reserves | 67 | 98 | 106 | 84 |
| Borrowings | 65 | 30 | 34 | 27 |
| Total Liabilities | 304 | 216 | 275 | 230 |
| Fixed Assets | 13 | 14 | 13 | 13 |
| Investments | 11 | 32 | 54 | 51 |
| Total Assets | 304 | 216 | 275 | 230 |
The balance sheet shows a stable capital structure with equity of ₹28 lakhs and reserves growing from ₹98 lakhs in FY25 to ₹106 lakhs in FY26, while borrowings remain low at ₹34 lakhs. Total assets increased to ₹275 lakhs from ₹216 lakhs over the past year, reflecting asset base expansion without significant debt accumulation. This suggests a conservative capital allocation strategy focused on organic growth and reinvestment of profits rather than leverage-driven expansion.
💰 Cash Flow Statement (₹ Cr)
| Item | Mar 2025 |
|---|---|
| Operating | +60 |
| Investing | -34 |
| Financing | -38 |
| Net Cash Flow | -11 |
👥 Shareholding Pattern
| Category | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 |
|---|---|---|---|---|
| Promoters | 73.7% | 73.7% | 73.7% | 73.7% |
| FII | 0.6% | 0.6% | 1.2% | 0.8% |
| DII | 0.0% | 0.0% | 0.0% | 0.1% |
| Public | 11.0% | 11.1% | 11.0% | 11.1% |
| # Shareholders | 19,085 | 18,847 | 17,161 | 16,698 |
Promoter holding remains stable at 73.68% across all recent quarters, indicating confidence from management. Institutional interest is emerging, with FII shareholding rising from 0.61% in Q2 FY26 to 1.22% in Q4 FY26, while DII holdings remain minimal but slightly increasing. The growing number of public shareholders (from 18,847 to 16,698) and stable promoter stake suggest broadening institutional and retail interest, though liquidity remains low given the small float.
⚖️ Peer Comparison — Finance
| Company | MCap (₹ Cr) | P/E | ROCE | ROE | D/E |
|---|---|---|---|---|---|
| BAJFINANCE | 6.13 L Cr | 30.2 | 10.4% | — | 3.82 |
| BAJAJFINSV | 2.80 L Cr | 27.5 | 11.4% | — | 5.50 |
| SHRIRAMFIN | 2.30 L Cr | 17.3 | 11.5% | — | 3.80 |
| ICICIAMC | 1.59 L Cr | 31.8 | 111.5% | — | 0.00 |
| JIOFIN | 1.45 L Cr | 68.4 | 2.3% | — | 0.17 |
| CHOLAFIN | 1.40 L Cr | 24.2 | 9.3% | — | 6.93 |
| TATACAP | 1.39 L Cr | 25.4 | 8.4% | — | 5.28 |
| BAJAJHLDNG | 1.21 L Cr | 13.6 | 12.4% | — | 0.00 |
| MUTHOOTFIN | 1.11 L Cr | 9.8 | 14.4% | — | 3.88 |
| PFC | 1.09 L Cr | 4.2 | 9.8% | — | 7.62 |
🔗 Peer Stock Analyses
⚠️ Risk Factors
1. Revenue concentration risk — growth appears driven by a single business segment with limited diversification. 2. Market dependency — profitability is highly sensitive to trading volumes and market conditions, which remain volatile. 3. Low free float and institutional ownership — limited liquidity and potential for price volatility due to concentrated promoter holding. 4. Execution risk in scaling — rapid growth may strain operational capacity without commensurate investment in infrastructure or talent.
📋 Recent Filings
- Announcement2026-09-25Algoquant Fintech Limited has announced that its trading window will close from October 1, 2026, through 48 hours after the unaudited financial result…
- 🔴 annual report2026-09-03Algoquant Fintech Limited informed exchanges that it dispatched a letter to shareholders whose email addresses are not registered with the company, re…
- 🔴 annual report2026-09-03Algoquant Fintech Limited (BSE: ALGOQUANT) announced its 63rd Annual General Meeting (AGM) scheduled for September 30, 2026, via video conferencing. T…
- 🟡 Board Meeting2026-09-03Algoquant Fintech Ltd announced its 63rd AGM on September 30, 2026, via video conferencing, to approve financial statements, re-appoint Whole Time Dir…
- 🟡 Board Meeting2026-08-14Algoquant Fintech Limited announced the outcome of its board meeting held on August 14, 2026, where it approved unaudited standalone and consolidated …
- share transfer2026-07-14Algoquant Fintech Limited submitted a certificate from its share transfer agent, MUFG Intime India Private Limited, confirming dematerialization and l…
- Financial Results2026-06-27Algoquant Fintech Limited announced that its trading window will close on July 1, 2026, and remain closed for 48 hours after the unaudited financial r…
- regulation 312026-06-05Algoquant Fintech Limited disclosed on April 7, 2026, that its promoter and promoter group, along with persons acting in concert, confirmed no new enc…
- 🟡 Board Meeting2026-04-30Algoquant Fintech appointed Mohd. Intzar as Company Secretary and Compliance Officer effective April 30, 2026, to strengthen regulatory compliance and…
- 🟡 Board Meeting2026-04-30Algoquant Fintech announced the appointment of Mohd. Intzar as Company Secretary and Compliance Officer effective April 30, 2026, following board appr…
🧠 Analyst's Read
Algoquant Fintech is executing a disciplined growth trajectory with improving profitability and strong returns on capital, but its future performance will depend on sustaining client growth amid competitive and volatile market conditions. Investors should monitor quarterly order wins, margin trends, and any signs of diversification beyond current core offerings.
Based on filing content and financial data. Not a recommendation.
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Data sourced from stock announcements. Analysis generated by StockFin.ai.
For informational purposes only — not investment advice. Updated 2026-09-29.
Editorial & Data Transparency Notice
This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.
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