AAVAS Financiers Ltd (AAVAS)
Financial Services · Finance · NSE · Updated 1 October 2026
₹1,244.95↓ 23.79% (1Y)
🎯 Key Takeaways
- Revenue grew 7.5% QoQ to ₹546 in Q4FY24.
- Market Cap
- ₹9,871
- P/E Ratio
- 20.1
- P/B Ratio
- 2.62
- ROE
- 13.0%
- ROCE
- 9.0%
- Debt/Equity
- 3.27
- Promoter
- 48.9%
📊 Quarterly Results (₹ Cr)
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 |
|---|---|---|---|---|
| Revenue | 467 | 497 | 508 | 546 |
| Operating Profit | 141 | 157 | 149 | 177 |
| OPM % | 30.1% | 31.5% | 29.3% | 32.3% |
| Net Profit | 110 | 122 | 117 | 142 |
| EPS | ₹13.89 | ₹15.38 | ₹14.75 | ₹18.00 |
🏦 Balance Sheet (₹ Cr)
| Item | Mar 2023 | Mar 2023 | Mar 2024 | Mar 2024 |
|---|---|---|---|---|
| Equity Capital | 79 | 79 | 79 | 79 |
| Reserves | 3,191 | 2,950 | 3,694 | 3,435 |
| Borrowings | 9,887 | 8,612 | 12,337 | 11,200 |
| Total Liabilities | 13,410 | 11,885 | 16,519 | 15,038 |
| Fixed Assets | 74 | 67 | 127 | 81 |
| Investments | 111 | 52 | 182 | 141 |
| Total Assets | 13,410 | 11,885 | 16,519 | 15,038 |
💰 Cash Flow Statement (₹ Cr)
| Item | Mar 2024 |
|---|---|
| Operating | -1,987 |
| Investing | -647 |
| Financing | +2,477 |
| Net Cash Flow | -156 |
👥 Shareholding Pattern
| Category | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 |
|---|---|---|---|---|
| Promoters | 49.0% | 49.0% | 48.9% | 48.9% |
| FII | 25.9% | 24.7% | 16.7% | 16.3% |
| DII | 14.1% | 14.3% | 22.1% | 22.1% |
| Public | 8.6% | 9.3% | 9.4% | 9.6% |
| # Shareholders | 1,22,052 | 1,20,695 | 1,17,980 | 1,13,498 |
⚖️ Peer Comparison — Finance
| Company | MCap (₹ Cr) | P/E | ROCE | ROE | D/E |
|---|---|---|---|---|---|
| BAJFINANCE | 5.98 L Cr | 29.4 | 10.4% | — | 3.82 |
| BAJAJFINSV | 2.79 L Cr | 27.4 | 11.4% | — | 5.50 |
| SHRIRAMFIN | 2.32 L Cr | 17.4 | 11.5% | — | 3.80 |
| ICICIAMC | 1.60 L Cr | 32.1 | 111.5% | — | 0.00 |
| JIOFIN | 1.44 L Cr | 67.7 | 2.3% | — | 0.17 |
| TATACAP | 1.41 L Cr | 25.7 | 8.4% | — | 5.28 |
| CHOLAFIN | 1.38 L Cr | 23.8 | 9.3% | — | 6.93 |
| BAJAJHLDNG | 1.20 L Cr | 13.6 | 12.4% | — | 0.00 |
| MUTHOOTFIN | 1.10 L Cr | 9.7 | 14.4% | — | 3.88 |
| PFC | 1.08 L Cr | 4.1 | 9.8% | — | 7.62 |
🔗 Peer Stock Analyses
📋 Recent Filings
- 🔴 Announcement2026-09-30AAVAS Financiers announced it received an ESG rating of Crisil ESG 68 (Strong) and Crisil Core ESG 79 from Crisil ESG Ratings & Analytics Ltd, based o…
- 🟡 Board Meeting2026-09-28AAVAS Financiers announced the re-appointment of Sharad Pathak as Chief Compliance Officer for three years effective October 1, 2026, following RBI co…
- Announcement2026-09-26AAVAS Financiers Ltd announced that its trading window will close on October 1, 2026, and remain closed for 48 hours after the unaudited financial res…
- 🔴 Announcement2026-09-25AAVAS Financiers received a CARE Ratings AA(RWD) rating on its long-term bank facilities of ₹12,762 crore, enhanced from ₹12,262 crore, and a separate…
- 🔴 Announcement2026-09-23AAVAS Financiers announced it voluntarily received an ESG rating of 69 (Strong) from ESG Risk Assessments and Insights Limited, a SEBI-registered prov…
- 🟡 Board Meeting2026-09-23AAVAS Financiers announced the appointment of Nitin Rughwani as Chief Credit Officer effective September 23, 2026, following board approval via circul…
- 🔴 Announcement2026-09-18AAVAS Financiers disclosed that the National Housing Bank (NHB) imposed INR 1.09 Crores in penal charges and directed repayment of approximately INR 1…
- 🟡 Board Meeting2026-09-18AAVAS Financiers announced board changes effective September 19, 2026, appointing Manu Yeshpal Singh as Managing Director & CEO for five years pending…
- 🔴 Announcement2026-09-18AAVAS Financiers announced its investor and analyst meeting schedule for September 2026, including one-on-one and group sessions in Singapore, Hong Ko…
- 🟡 Board Meeting2026-09-18The board appointed Manu Yeshpal Singh as Managing Director and Sanjeev Srinivasan as Additional Non-Executive Nominee Director, effective September 1…
Read the full analysis
Quarterly trends, balance sheet, cash flow, peer comparison, and AI insights — sign up free to unlock.
Sign Up Free — Unlock Full Analysis2 free AI queries per day.
Data sourced from stock announcements. Analysis generated by StockFin.ai.
For informational purposes only — not investment advice. Updated 2026-10-01.
Editorial & Data Transparency Notice
This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.
📡 Get AI alerts when AAVAS files new disclosures
Track AAVAS filings, board meetings, and corporate actions. Free email alerts at 5 PM.
Track AAVAS — FreeFree account · 2 AI queries/day