Ugro Capital Ltd

₹79.92▼ -2.86%28 Sept

📊 Stock Analysis

Market Data

Market Cap₹1,241.06 Cr.

52W High₹192.65

Current Price₹79.92

52W Low₹79.7

Down from 52W High58.5 %

Face Value₹10

Performance

EPS (TTM)₹4.44

EPS Prev Qtr₹3.35

EBITDA Qtr₹23.85 Cr.

Book Value₹186

Financial Health

Debt/Equity3.71

Total Assets₹14,075.021 Cr.

Promoter Holding2.88 %

Valuation

Industry P/E18.22

Price to Book0.43

Key Metrics

Capital Adequacy %

20.96%

Cost to Income %

58.1%

Debt/Equity

3.33

__derived

Face Value

₹10

Gross NPA %

2.6%

Loans Disbursed

₹2,551 Cr

Net NPA %

1.9%

Provision Coverage %

45%

ROE %

9.2%

About Ugro Capital Ltd

Financial Services · Finance

Ugro Capital Ltd is listed on NSE in the Financial Services / Finance sector. Face value ₹10. Market cap ₹1,241.06 Cr.

Price Chart

Peer Comparison

Name	CMP	P/E	Market Cap	Div Yield	NP Qtr	Qtr Profit Var%	Sales Qtr	Qtr Sales Var%	ROCE%	Debt/Eq
Bajaj Finance Ltd	-	29.81	₹6,06,096.65 Cr	0.62%	₹20,647.67 Cr	-	₹85,963.63 Cr	-	10.43%	3.82
Bajaj Finserv Ltd	-	27.44	₹2,79,295.97 Cr	0.09%	₹20,636.97 Cr	-	₹1,57,641.68 Cr	-	11.43%	5.5
Shriram Finance Ltd	-	17.17	₹2,28,938.64 Cr	1.11%	₹11,295.71 Cr	-	₹49,997.06 Cr	-	11.48%	3.8
ICICI Prudential Asset Management Co Ltd	-	32.07	₹1,60,021.14 Cr	-	₹3,485.73 Cr	-	₹6,040.44 Cr	-	111.52%	0
Jio Financial Services Ltd	-	67.67	₹1,43,882.46 Cr	0.28%	₹2,066.49 Cr	-	₹4,905.27 Cr	-	2.33%	0.17
Tata Capital Ltd	-	25.68	₹1,40,526.39 Cr	0.17%	₹5,478.16 Cr	-	₹32,695.45 Cr	-	8.42%	5.28
Cholamandalam Investment & Finance Company Ltd	-	24.05	₹1,39,099.51 Cr	0.12%	₹5,751 Cr	-	₹32,662.59 Cr	-	9.35%	6.93
Bajaj Holdings & Investment Ltd	-	13.4	₹1,18,683.4 Cr	1.83%	₹8,993.16 Cr	-	₹1,139.25 Cr	-	12.4%	0
Muthoot Finance Ltd	-	9.7	₹1,10,363.68 Cr	1.09%	₹11,457.46 Cr	-	₹33,430.7 Cr	-	14.43%	3.88
Power Finance Corporation Ltd	-	4.12	₹1,07,187.31 Cr	5.71%	₹33,641.82 Cr	-	₹1,15,431.43 Cr	-	9.81%	7.62
SBI Funds Management Ltd	-	-	₹1,05,477.12 Cr	-	-	-	-	-	-	0
Aditya Birla Capital Ltd	-	24.9	₹1,03,558.06 Cr	-	₹4,118.85 Cr	-	₹48,185.84 Cr	-	8.39%	5.2
Indian Railway Finance Corporation Ltd	-	14.18	₹1,01,934.35 Cr	1.35%	₹7,190.69 Cr	-	₹28,630.42 Cr	-	5.78%	7.69
HDFC Asset Management Company Ltd	-	26.29	₹96,489.85 Cr	2.4%	₹2,947.64 Cr	-	₹4,253.73 Cr	-	41.46%	0
REC Ltd	-	4.83	₹77,258.79 Cr	6.32%	₹16,035.21 Cr	-	₹59,202.49 Cr	-	9.42%	6.09
Nippon Life India Asset Management Ltd	-	41.61	₹68,334.34 Cr	2.01%	₹1,635.54 Cr	-	₹2,869 Cr	-	45.49%	0
L&T Finance Ltd	-	21.35	₹67,999.44 Cr	1.01%	₹3,198.02 Cr	-	₹18,897.97 Cr	-	8.23%	3.93
Bajaj Housing Finance Ltd	-	25.18	₹67,758.55 Cr	-	₹2,692.32 Cr	-	₹11,604.2 Cr	-	8.35%	4.6
SBI Cards & Payment Services Ltd	-	24.43	₹55,564.77 Cr	0.43%	₹2,275.15 Cr	-	₹20,063.29 Cr	-	10.14%	2.8
HDB Financial Services Ltd	-	23.02	₹52,384.31 Cr	0.16%	₹2,175.9 Cr	-	₹16,300.3 Cr	-	9.03%	5.52

Quarterly Results

	Dec 2025	Mar 2026	Jun 2026
Sales	461.09	606.57	496.94
↳ QoQ Growth	-	+31.6%	-18.1%
Expenses	443.39	560.48	473.09
Operating Profit	17.69	46.09	23.85
OPM %	3.84%	7.6%	4.8%
Other Income	45.29	25.15	37.69
Interest	246.7	283.68	288.97
Depreciation	14.39	29.02	13.35
EBITDA	32.08	75.11	37.2
EBITDA Margin %	6.96%	12.38%	7.49%
Profit Before Tax	62.99	71.24	61.54
Tax %	26.54%	28.27%	-10.29%
Net Profit	46.27	51.11	67.87
↳ QoQ Growth	-	+10.5%	+32.8%
EPS	3.25	3.35	4.44

Balance Sheet

	Mar 2026
Equity Capital	152.8156
Reserves	2750.6504
Borrowings	10782.28
Other Liabilities	389.28
Total Liabilities	14075.021
Fixed Assets	535.6714
CWIP	0
Investments	737.38
Other Assets	12801.97
Total Assets	14075.021