Market Data
Market Cap₹1,296.79 Cr.
52W High₹101.45
Current Price₹72.04
52W Low₹58.75
Down from 52W High29 %
Face Value₹10
Performance
ROCE5.47 %
ROE5.98 %
EPS (TTM)₹4.48
EPS Prev Qtr₹0.72
EPS Last Year₹-2.52
EBITDA Qtr₹108.03 Cr.
Book Value₹95
Financial Health
Debt/Equity14.55
Debt/Profit243.33
Total Assets₹27,060.443 Cr.
Dividend Yield2.78 %
Promoter Holding74.07 %
Earning Power0.5 %
Valuation
Stock P/E12.71
Industry P/E18.07
Price to Book0.76
Price to Sales0.74
Graham Number₹109.97
Key Metrics
Capital Adequacy %
52.68%
__derived
1
Face Value
₹10
About PNB Gilts Ltd
Financial Services · Finance
PNB Gilts Ltd is listed on NSE in the Financial Services / Finance sector. Face value ₹10. Market cap ₹1,296.79 Cr.
Price Chart
Peer Comparison
| Name | CMP | P/E | Market Cap | Div Yield | NP Qtr | Qtr Profit Var% | Sales Qtr | Qtr Sales Var% | ROCE% | Debt/Eq |
|---|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance Ltd | - | 29.81 | ₹6,06,096.65 Cr | 0.62% | ₹20,647.67 Cr | - | ₹85,963.63 Cr | - | 10.43% | 3.82 |
| Bajaj Finserv Ltd | - | 27.44 | ₹2,79,295.97 Cr | 0.09% | ₹20,636.97 Cr | - | ₹1,57,641.68 Cr | - | 11.43% | 5.5 |
| Shriram Finance Ltd | - | 17.17 | ₹2,28,938.64 Cr | 1.11% | ₹11,295.71 Cr | - | ₹49,997.06 Cr | - | 11.48% | 3.8 |
| ICICI Prudential Asset Management Co Ltd | - | 32.07 | ₹1,60,021.14 Cr | - | ₹3,485.73 Cr | - | ₹6,040.44 Cr | - | 111.52% | 0 |
| Jio Financial Services Ltd | - | 67.67 | ₹1,43,882.46 Cr | 0.28% | ₹2,066.49 Cr | - | ₹4,905.27 Cr | - | 2.33% | 0.17 |
| Tata Capital Ltd | - | 25.68 | ₹1,40,526.39 Cr | 0.17% | ₹5,478.16 Cr | - | ₹32,695.45 Cr | - | 8.42% | 5.28 |
| Cholamandalam Investment & Finance Company Ltd | - | 24.05 | ₹1,39,099.51 Cr | 0.12% | ₹5,751 Cr | - | ₹32,662.59 Cr | - | 9.35% | 6.93 |
| Bajaj Holdings & Investment Ltd | - | 13.4 | ₹1,18,683.4 Cr | 1.83% | ₹8,993.16 Cr | - | ₹1,139.25 Cr | - | 12.4% | 0 |
| Muthoot Finance Ltd | - | 9.7 | ₹1,10,363.68 Cr | 1.09% | ₹11,457.46 Cr | - | ₹33,430.7 Cr | - | 14.43% | 3.88 |
| Power Finance Corporation Ltd | - | 4.12 | ₹1,07,187.31 Cr | 5.71% | ₹33,641.82 Cr | - | ₹1,15,431.43 Cr | - | 9.81% | 7.62 |
| SBI Funds Management Ltd | - | - | ₹1,05,477.12 Cr | - | - | - | - | - | - | 0 |
| Aditya Birla Capital Ltd | - | 24.9 | ₹1,03,558.06 Cr | - | ₹4,118.85 Cr | - | ₹48,185.84 Cr | - | 8.39% | 5.2 |
| Indian Railway Finance Corporation Ltd | - | 14.18 | ₹1,01,934.35 Cr | 1.35% | ₹7,190.69 Cr | - | ₹28,630.42 Cr | - | 5.78% | 7.69 |
| HDFC Asset Management Company Ltd | - | 26.29 | ₹96,489.85 Cr | 2.4% | ₹2,947.64 Cr | - | ₹4,253.73 Cr | - | 41.46% | 0 |
| REC Ltd | - | 4.83 | ₹77,258.79 Cr | 6.32% | ₹16,035.21 Cr | - | ₹59,202.49 Cr | - | 9.42% | 6.09 |
| Nippon Life India Asset Management Ltd | - | 41.61 | ₹68,334.34 Cr | 2.01% | ₹1,635.54 Cr | - | ₹2,869 Cr | - | 45.49% | 0 |
| L&T Finance Ltd | - | 21.35 | ₹67,999.44 Cr | 1.01% | ₹3,198.02 Cr | - | ₹18,897.97 Cr | - | 8.23% | 3.93 |
| Bajaj Housing Finance Ltd | - | 25.18 | ₹67,758.55 Cr | - | ₹2,692.32 Cr | - | ₹11,604.2 Cr | - | 8.35% | 4.6 |
| SBI Cards & Payment Services Ltd | - | 24.43 | ₹55,564.77 Cr | 0.43% | ₹2,275.15 Cr | - | ₹20,063.29 Cr | - | 10.14% | 2.8 |
| HDB Financial Services Ltd | - | 23.02 | ₹52,384.31 Cr | 0.16% | ₹2,175.9 Cr | - | ₹16,300.3 Cr | - | 9.03% | 5.52 |
Quarterly Results
📊 Jun 2026: Revenue grew 7.4% YoY, Profit fell 49.6% YoY
| Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|
| Sales | 423.23 | 443.41 | 424.67 | 424.11 | 454.56 |
| ↳ QoQ Growth | - | +4.8% | -4.2% | -0.1% | +7.2% |
| Expenses | 210.37 | 497.29 | 358 | 410.22 | 346.53 |
| Operating Profit | 212.87 | -53.89 | 66.67 | 13.89 | 108.03 |
| OPM % | 50.3% | -12.15% | 15.7% | 3.28% | 23.77% |
| Other Income | 0.11 | 0.08 | 0.08 | 0.03 | 0.16 |
| Interest | 324.34 | 345.11 | 327.22 | 315.79 | 330.76 |
| Depreciation | 0.55 | 0.61 | 0.6 | 1.01 | 0.57 |
| EBITDA | 213.42 | -53.28 | 67.27 | 14.9 | 108.6 |
| EBITDA Margin % | 50.43% | -12.02% | 15.84% | 3.51% | 23.89% |
| Profit Before Tax | 213.01 | -53.24 | 67.67 | 14.16 | 108.26 |
| Tax % | 24.85% | 14.82% | 20.33% | 8.26% | 25.46% |
| Net Profit | 160.07 | -45.35 | 53.91 | 12.99 | 80.7 |
| ↳ QoQ Growth | - | -128.3% | +218.9% | -75.9% | +521.2% |
| EPS | 8.89 | -2.52 | 2.99 | 0.72 | 4.48 |
Profit & Loss
| Mar 2026 | TTM | |
|---|---|---|
| Sales | 1715.42 | 1746.75 |
| Expenses | 1475.88 | 1612.04 |
| Operating Profit | 239.54 | 134.7 |
| OPM % | 13.96% | 7.71% |
| Other Income | 0.3 | 0.35 |
| Interest | 1312.46 | 1318.88 |
| Depreciation | 2.77 | 2.79 |
| Profit Before Tax | 241.6 | 136.85 |
| Tax % | 24.83% | 25.28% |
| Net Profit | 181.62 | 102.25 |
| EPS | 10.08 | 5.67 |
Compounded Sales Growth
10Y
-
5Y
-
3Y
-
TTM
-
Compounded Profit Growth
10Y
-
5Y
-
3Y
-
TTM
-
Stock Price CAGR
10Y
-
5Y
-
3Y
-
1Y
-25.07%
Return on Equity
10Y
-
5Y
-
3Y
-
Last Year
5.98%
Balance Sheet
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Equity Capital | 180.01 | 180.0101 |
| Reserves | 1365.19 | 1529.5642 |
| Borrowings | 22384 | 24880.29 |
| Other Liabilities | 773.31 | 470.58 |
| Total Liabilities | 24702.51 | 27060.443 |
| Fixed Assets | 4.99 | 5.8893 |
| CWIP | 0 | 0 |
| Investments | 23165.01 | 23314.21 |
| Other Assets | 1532.51 | 3740.34 |
| Total Assets | 24702.51 | 27060.443 |
Cash Flows
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Cash from Operating Activity | -196.8834 | -2539.756 |
| Cash from Investing Activity | -0.9747 | -0.8578 |
| Cash from Financing Activity | -37.8879 | 2478.7722 |
| Net Cash Flow | -235.746 | -61.8419 |
Ratios
| Mar 2026 | |
|---|---|
| Debtor Days | - |
| Inventory Days | - |
| Days Payable | - |
| Cash Conversion Cycle | - |
| Working Capital Days | 463.88 |
| ROCE % | 10.99% |
Shareholding Pattern
| Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Promoters % | 74.07% | 74.07% | 74.07% | 74.07% |
| FIIs % | 0.77% | 0.3% | 0.18% | 0.07% |
| DIIs % | 0% | 0% | 0% | 0% |
| Public % | 21.48% | 21.75% | 21.81% | 22.13% |
| No. of Shareholders | 85,116 | 83,065 | 82,085 | 84,279 |
Major Shareholders (>1%)
As of 2026-06-30View all shareholders →