Market Data
Market Cap₹19,121.55 Cr.
52W High₹107.45
Current Price₹70.97
52W Low₹46.2
Down from 52W High34 %
Face Value₹10
Performance
ROCE7.48 %
ROE1.95 %
EPS (TTM)₹0.12
EPS Prev Qtr₹0.05
EPS Last Year₹0.53
EBITDA Qtr₹64.62 Cr.
Book Value₹33
Financial Health
Debt/Equity0.39
Debt/Profit8.14
Total Assets₹26,570.37 Cr.
Promoter Holding72.57 %
Earning Power1.76 %
Valuation
Stock P/E44.08
Industry P/E18.07
Price to Book2.14
Price to Sales9.62
Graham Number₹34.66
Key Metrics
Capital Adequacy %
-16.51%
Debt/Equity
2.03
Face Value
₹10
Gross NPA %
96.31%
Net NPA %
81.1%
About IFCI Ltd
Financial Services · Finance
IFCI Ltd is listed on NSE in the Financial Services / Finance sector. Face value ₹10. Market cap ₹19,121.55 Cr.
Price Chart
Strengths & Weaknesses
Strengths
- The company maintains a promoter holding of 72.57%, indicating strong control and alignment of interests.
- The Debt to Equity ratio of 0.43 suggests a relatively conservative capital structure with manageable leverage.
Weaknesses
- The Capital Adequacy ratio of -16.51% is significantly below the regulatory requirement, raising concerns about the company's ability to absorb potential losses.
- The Gross NPA ratio of 96.31% and Net NPA ratio of 81.1% indicate severe asset quality issues, reflecting high levels of non-performing assets.
- The P/E ratio of 158.53 is exceptionally high, suggesting the stock may be overvalued relative to its earnings.
- The ROCE of 7.52% and ROE of 4.98% are relatively low, indicating inefficient use of capital and resources.
Peer Comparison
| Name | CMP | P/E | Market Cap | Div Yield | NP Qtr | Qtr Profit Var% | Sales Qtr | Qtr Sales Var% | ROCE% | Debt/Eq |
|---|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance Ltd | - | 29.81 | ₹6,06,096.65 Cr | 0.62% | ₹20,647.67 Cr | - | ₹85,963.63 Cr | - | 10.43% | 3.82 |
| Bajaj Finserv Ltd | - | 27.44 | ₹2,79,295.97 Cr | 0.09% | ₹20,636.97 Cr | - | ₹1,57,641.68 Cr | - | 11.43% | 5.5 |
| Shriram Finance Ltd | - | 17.17 | ₹2,28,938.64 Cr | 1.11% | ₹11,295.71 Cr | - | ₹49,997.06 Cr | - | 11.48% | 3.8 |
| ICICI Prudential Asset Management Co Ltd | - | 32.07 | ₹1,60,021.14 Cr | - | ₹3,485.73 Cr | - | ₹6,040.44 Cr | - | 111.52% | 0 |
| Jio Financial Services Ltd | - | 67.67 | ₹1,43,882.46 Cr | 0.28% | ₹2,066.49 Cr | - | ₹4,905.27 Cr | - | 2.33% | 0.17 |
| Tata Capital Ltd | - | 25.68 | ₹1,40,526.39 Cr | 0.17% | ₹5,478.16 Cr | - | ₹32,695.45 Cr | - | 8.42% | 5.28 |
| Cholamandalam Investment & Finance Company Ltd | - | 24.05 | ₹1,39,099.51 Cr | 0.12% | ₹5,751 Cr | - | ₹32,662.59 Cr | - | 9.35% | 6.93 |
| Bajaj Holdings & Investment Ltd | - | 13.4 | ₹1,18,683.4 Cr | 1.83% | ₹8,993.16 Cr | - | ₹1,139.25 Cr | - | 12.4% | 0 |
| Muthoot Finance Ltd | - | 9.7 | ₹1,10,363.68 Cr | 1.09% | ₹11,457.46 Cr | - | ₹33,430.7 Cr | - | 14.43% | 3.88 |
| Power Finance Corporation Ltd | - | 4.12 | ₹1,07,187.31 Cr | 5.71% | ₹33,641.82 Cr | - | ₹1,15,431.43 Cr | - | 9.81% | 7.62 |
| SBI Funds Management Ltd | - | - | ₹1,05,477.12 Cr | - | - | - | - | - | - | 0 |
| Aditya Birla Capital Ltd | - | 24.9 | ₹1,03,558.06 Cr | - | ₹4,118.85 Cr | - | ₹48,185.84 Cr | - | 8.39% | 5.2 |
| Indian Railway Finance Corporation Ltd | - | 14.18 | ₹1,01,934.35 Cr | 1.35% | ₹7,190.69 Cr | - | ₹28,630.42 Cr | - | 5.78% | 7.69 |
| HDFC Asset Management Company Ltd | - | 26.29 | ₹96,489.85 Cr | 2.4% | ₹2,947.64 Cr | - | ₹4,253.73 Cr | - | 41.46% | 0 |
| REC Ltd | - | 4.83 | ₹77,258.79 Cr | 6.32% | ₹16,035.21 Cr | - | ₹59,202.49 Cr | - | 9.42% | 6.09 |
| Nippon Life India Asset Management Ltd | - | 41.61 | ₹68,334.34 Cr | 2.01% | ₹1,635.54 Cr | - | ₹2,869 Cr | - | 45.49% | 0 |
| L&T Finance Ltd | - | 21.35 | ₹67,999.44 Cr | 1.01% | ₹3,198.02 Cr | - | ₹18,897.97 Cr | - | 8.23% | 3.93 |
| Bajaj Housing Finance Ltd | - | 25.18 | ₹67,758.55 Cr | - | ₹2,692.32 Cr | - | ₹11,604.2 Cr | - | 8.35% | 4.6 |
| SBI Cards & Payment Services Ltd | - | 24.43 | ₹55,564.77 Cr | 0.43% | ₹2,275.15 Cr | - | ₹20,063.29 Cr | - | 10.14% | 2.8 |
| HDB Financial Services Ltd | - | 23.02 | ₹52,384.31 Cr | 0.16% | ₹2,175.9 Cr | - | ₹16,300.3 Cr | - | 9.03% | 5.52 |
Quarterly Results
| Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Sales | 734.85 | 455.86 | 470.43 | 327.06 |
| ↳ QoQ Growth | - | -38.0% | +3.2% | -30.5% |
| Expenses | 370.74 | 449.16 | 439.04 | 262.44 |
| Operating Profit | 364.11 | 6.7 | 31.39 | 64.62 |
| OPM % | 49.55% | 1.47% | 6.67% | 19.76% |
| Other Income | 17.36 | 10.79 | 0.12 | 30.67 |
| Interest | 107.01 | 102.75 | 102.15 | 103.75 |
| Depreciation | 20.92 | 20.74 | 22.63 | 20.22 |
| EBITDA | 385.03 | 27.44 | 54.02 | 84.84 |
| EBITDA Margin % | 52.4% | 6.02% | 11.48% | 25.94% |
| Profit Before Tax | 381.47 | 12.55 | 27.36 | 95.93 |
| Tax % | 16.79% | -65.9% | -24.49% | 37.17% |
| Net Profit | 317.43 | 20.82 | 34.06 | 60.27 |
| ↳ QoQ Growth | - | -93.4% | +63.6% | +77.0% |
| EPS | 0.53 | -0.06 | 0.05 | 0.12 |
Balance Sheet
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Equity Capital | 2694.31 | 2694.31 |
| Reserves | 5996.44 | 6250.13 |
| Borrowings | 3713.54 | 3523.01 |
| Other Liabilities | 13319.48 | 14102.92 |
| Total Liabilities | 25723.77 | 26570.37 |
| Fixed Assets | 1394.8 | 1041.13 |
| CWIP | 22.5 | 0 |
| Investments | 15627.97 | 15080.61 |
| Other Assets | 8678.5 | 10448.63 |
| Total Assets | 25723.77 | 26570.37 |
Cash Flows
| Mar 2025 | |
|---|---|
| Cash from Operating Activity | -983.74 |
| Cash from Investing Activity | -69.73 |
| Cash from Financing Activity | 415.28 |
| Net Cash Flow | -638.19 |
Shareholding Pattern
| Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Promoters % | 72.57% | 72.57% | 72.57% | 72.57% |
| FIIs % | 2.6% | 2.58% | 2.65% | 3.51% |
| DIIs % | 1.63% | 1.63% | 1.65% | 1.66% |
| Public % | 18.34% | 18.38% | 18.38% | 17.56% |
| No. of Shareholders | 9,85,987 | 9,58,706 | 9,65,982 | 9,57,179 |
Major Shareholders (>1%)
- President Of IndiaPromoter and Promoter Group72.57%
- Life Insurance Corporation Of IndiaPublic Shareholding1.48%
As of 2026-06-30View all shareholders →