Capital India Finance Ltd

₹22.14▲ +0.87%28 Sept

📊 Stock Analysis

Market Data

Market Cap₹865.8 Cr.

52W High₹40

Current Price₹22.14

52W Low₹18.6

Down from 52W High44.7 %

Face Value₹2

Performance

ROCE7.88 %

ROE6.07 %

EPS (TTM)₹-0.08

EPS Last Year₹1.15

EBITDA Qtr₹-9.24 Cr.

Book Value₹16

Financial Health

Debt/Equity1.47

Debt/Profit34.62

Total Assets₹1,845.611 Cr.

Promoter Holding72.59 %

Earning Power-4.19 %

Valuation

Stock P/E32.09

Industry P/E18.22

Price to Book1.37

Price to Sales1.63

Graham Number₹15.84

Key Metrics

__derived

Face Value

₹2

About Capital India Finance Ltd

Financial Services · Finance

Capital India Finance Ltd is listed on NSE in the Financial Services / Finance sector. Face value ₹2. Market cap ₹865.8 Cr.

Price Chart

Peer Comparison

Name	CMP	P/E	Market Cap	Div Yield	NP Qtr	Qtr Profit Var%	Sales Qtr	Qtr Sales Var%	ROCE%	Debt/Eq
Bajaj Finance Ltd	-	30.16	₹6,13,256.5 Cr	0.61%	₹20,647.67 Cr	-	₹85,963.63 Cr	-	10.43%	3.82
Bajaj Finserv Ltd	-	27.52	₹2,80,096.25 Cr	0.09%	₹20,636.97 Cr	-	₹1,57,641.68 Cr	-	11.43%	5.5
Shriram Finance Ltd	-	17.28	₹2,30,350.39 Cr	1.1%	₹11,295.71 Cr	-	₹49,997.06 Cr	-	11.48%	3.8
ICICI Prudential Asset Management Co Ltd	-	31.77	₹1,58,506.24 Cr	-	₹3,485.73 Cr	-	₹6,040.44 Cr	-	111.52%	0
Jio Financial Services Ltd	-	68.4	₹1,45,434.19 Cr	0.27%	₹2,066.49 Cr	-	₹4,905.27 Cr	-	2.33%	0.17
Cholamandalam Investment & Finance Company Ltd	-	24.17	₹1,39,794.37 Cr	0.12%	₹5,751 Cr	-	₹32,662.59 Cr	-	9.35%	6.93
Tata Capital Ltd	-	25.45	₹1,39,274.15 Cr	0.17%	₹5,478.16 Cr	-	₹32,695.45 Cr	-	8.42%	5.28
Bajaj Holdings & Investment Ltd	-	13.63	₹1,20,749.01 Cr	1.8%	₹8,993.16 Cr	-	₹1,139.25 Cr	-	12.4%	0
Muthoot Finance Ltd	-	9.76	₹1,11,046.18 Cr	1.08%	₹11,457.46 Cr	-	₹33,430.7 Cr	-	14.43%	3.88
Power Finance Corporation Ltd	-	4.18	₹1,08,952.86 Cr	5.62%	₹33,641.82 Cr	-	₹1,15,431.43 Cr	-	9.81%	7.62
SBI Funds Management Ltd	-	-	₹1,06,475.16 Cr	-	-	-	-	-	-	0
Aditya Birla Capital Ltd	-	25.05	₹1,04,186.93 Cr	-	₹4,118.85 Cr	-	₹48,185.84 Cr	-	8.39%	5.2
Indian Railway Finance Corporation Ltd	-	14.28	₹1,02,653.11 Cr	1.34%	₹7,190.69 Cr	-	₹28,630.42 Cr	-	5.78%	7.69
HDFC Asset Management Company Ltd	-	26.91	₹98,766 Cr	2.34%	₹2,947.64 Cr	-	₹4,253.73 Cr	-	41.46%	0
REC Ltd	-	4.99	₹79,918.35 Cr	6.11%	₹16,035.21 Cr	-	₹59,202.49 Cr	-	9.42%	6.09
L&T Finance Ltd	-	22.07	₹70,266.92 Cr	0.98%	₹3,198.02 Cr	-	₹18,897.97 Cr	-	8.23%	3.93
Nippon Life India Asset Management Ltd	-	42.74	₹70,191.49 Cr	1.96%	₹1,635.54 Cr	-	₹2,869 Cr	-	45.49%	0
Bajaj Housing Finance Ltd	-	25.54	₹68,733.43 Cr	-	₹2,692.32 Cr	-	₹11,604.2 Cr	-	8.35%	4.6
SBI Cards & Payment Services Ltd	-	24.73	₹56,249.93 Cr	0.42%	₹2,275.15 Cr	-	₹20,063.29 Cr	-	10.14%	2.8
HDB Financial Services Ltd	-	23.24	₹52,882.54 Cr	0.16%	₹2,175.9 Cr	-	₹16,300.3 Cr	-	9.03%	5.52

Quarterly Results

📊 Jun 2026: Revenue grew 5.0% YoY, Profit fell 70.7% YoY

	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales	121.68	131.79	147.02	125.15	127.74
↳ QoQ Growth	-	+8.3%	+11.6%	-14.9%	+2.1%
Expenses	127.79	186.65	154.05	131.4	136.97
Operating Profit	-6.11	-54.86	-7.04	-6.25	-9.24
OPM %	-5.02%	-41.63%	-4.79%	-4.99%	-7.23%
Other Income	0.35	0.74	1.06	2.73	0.79
Interest	19.82	19.75	22.24	21.72	25.34
Depreciation	8.11	8.12	7.66	7.47	7.79
EBITDA	2	-46.74	0.62	1.22	-1.45
EBITDA Margin %	1.64%	-35.47%	0.42%	0.97%	-1.14%
Profit Before Tax	-5.76	52.27	-5.97	-3.53	-8.44
Tax %	-0.17%	12.19%	13.07%	15.58%	-14.1%
Net Profit	-5.64	44.69	-5.19	-2.98	-9.63
↳ QoQ Growth	-	+892.4%	-111.6%	+42.6%	-223.2%
EPS	-1.04	1.15	-0.08	0	-0.08

Profit & Loss

	Mar 2026	TTM
Sales	525.64	531.7
Expenses	599.89	609.07
Operating Profit	-74.26	-77.39
OPM %	-14.13%	-14.56%
Other Income	4.88	5.32
Interest	83.53	89.05
Depreciation	31.36	31.04
Profit Before Tax	37.01	34.33
Tax %	13.64%	18.15%
Net Profit	30.88	26.89
EPS	0.03	0.99

Compounded Sales Growth

10Y

TTM

Compounded Profit Growth

10Y

TTM

Stock Price CAGR

10Y

-37.21%

Return on Equity

10Y

Last Year

4.24%

Balance Sheet

	Mar 2025	Mar 2026
Equity Capital	77.83	78.2113
Reserves	550.13	555.9253
Borrowings	996.32	930.87
Other Liabilities	228.31	280.6
Total Liabilities	1852.59	1845.611
Fixed Assets	37.04	85.7319
CWIP	0	0
Investments	63.54	210.04
Other Assets	1752.01	1549.84
Total Assets	1852.59	1845.611

Cash Flows

	Mar 2025	Mar 2026
Cash from Operating Activity	12.5289	-254.0793
Cash from Investing Activity	-60.8118	98.4687
Cash from Financing Activity	-26.7476	225.7973
Net Cash Flow	-75.0305	70.1867

Ratios

	Mar 2026
Debtor Days	-
Inventory Days	-
Days Payable	-
Cash Conversion Cycle	-
Working Capital Days	635.19
ROCE %	-8.12%

Shareholding Pattern

	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters %	72.84%	72.59%	72.59%	72.59%
FIIs %	0.08%	0.06%	0.03%	0.02%
DIIs %	0%	0%	0%	0.03%
Public %	3.59%	3.74%	4.34%	4.28%
No. of Shareholders	7,056	7,434	7,880	8,216

Major Shareholders (>1%)

As of 2026-06-30View all shareholders →

Documents

Investor Presentations

Q4 FY26PDF

View all presentations →

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