Market Data
Market Cap₹9,815.49 Cr.
52W High₹970
Current Price₹737.15
52W Low₹735
Down from 52W High24 %
Face Value₹2
Performance
ROCE8.9 %
ROE18.89 %
EPS (TTM)₹20.11
EPS Prev Qtr₹25.96
EPS Last Year₹18.88
EBITDA Qtr₹338.33 Cr.
Book Value₹449
Financial Health
Debt/Equity6.4
Debt/Profit33.87
Total Assets₹44,381.055 Cr.
Dividend Yield2.03 %
Promoter Holding29.99 %
Earning Power3.07 %
Valuation
Stock P/E8.69
Industry P/E18.22
Price to Book1.64
Price to Sales2.29
Graham Number₹926.29
Key Metrics
Capital Adequacy %
23.39%
Cost to Income %
19.52%
Debt/Equity
6.18
__derived
1
Dividend/Share
₹7
Face Value
₹2
Gross NPA %
0.87%
Interest Coverage
1.51
Loan Book
₹42,961 Cr
Loans Disbursed
₹2,609 Cr
Net Interest Income
₹427 Cr
Net NPA %
0.42%
NIM %
3.81%
Provision Coverage %
55%
ROE %
17.15%
About Can Fin Homes Ltd
Financial Services · Finance
Can Fin Homes Ltd is listed on NSE in the Financial Services / Finance sector. Face value ₹2. Market cap ₹9,815.49 Cr.
Price Chart
Strengths & Weaknesses
Strengths
- Capital Adequacy ratio of 23.39% indicates strong capital position.
- Gross NPA of 0.87% and Net NPA of 0.42% reflect healthy asset quality.
- Net Interest Margin (NIM) at 3.81% shows efficient interest income generation.
- Cost to Income ratio of 19.52% suggests efficient operational cost management.
- Provision Coverage of 55% indicates robust provisioning against potential defaults.
- ROE of 18.89% demonstrates effective utilization of equity to generate profits.
Weaknesses
- Interest Coverage ratio of 1.51 indicates potential strain in meeting interest obligations.
- P/E ratio of 9.09 may suggest the stock is relatively undervalued or faces growth concerns.
- Dividend yield of 1.95% is relatively low, indicating limited income potential for investors.
Peer Comparison
| Name | CMP | P/E | Market Cap | Div Yield | NP Qtr | Qtr Profit Var% | Sales Qtr | Qtr Sales Var% | ROCE% | Debt/Eq |
|---|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance Ltd | - | 30.16 | ₹6,13,256.5 Cr | 0.61% | ₹20,647.67 Cr | - | ₹85,963.63 Cr | - | 10.43% | 3.82 |
| Bajaj Finserv Ltd | - | 27.52 | ₹2,80,096.25 Cr | 0.09% | ₹20,636.97 Cr | - | ₹1,57,641.68 Cr | - | 11.43% | 5.5 |
| Shriram Finance Ltd | - | 17.28 | ₹2,30,350.39 Cr | 1.1% | ₹11,295.71 Cr | - | ₹49,997.06 Cr | - | 11.48% | 3.8 |
| ICICI Prudential Asset Management Co Ltd | - | 31.77 | ₹1,58,506.24 Cr | - | ₹3,485.73 Cr | - | ₹6,040.44 Cr | - | 111.52% | 0 |
| Jio Financial Services Ltd | - | 68.4 | ₹1,45,434.19 Cr | 0.27% | ₹2,066.49 Cr | - | ₹4,905.27 Cr | - | 2.33% | 0.17 |
| Cholamandalam Investment & Finance Company Ltd | - | 24.17 | ₹1,39,794.37 Cr | 0.12% | ₹5,751 Cr | - | ₹32,662.59 Cr | - | 9.35% | 6.93 |
| Tata Capital Ltd | - | 25.45 | ₹1,39,274.15 Cr | 0.17% | ₹5,478.16 Cr | - | ₹32,695.45 Cr | - | 8.42% | 5.28 |
| Bajaj Holdings & Investment Ltd | - | 13.63 | ₹1,20,749.01 Cr | 1.8% | ₹8,993.16 Cr | - | ₹1,139.25 Cr | - | 12.4% | 0 |
| Muthoot Finance Ltd | - | 9.76 | ₹1,11,046.18 Cr | 1.08% | ₹11,457.46 Cr | - | ₹33,430.7 Cr | - | 14.43% | 3.88 |
| Power Finance Corporation Ltd | - | 4.18 | ₹1,08,952.86 Cr | 5.62% | ₹33,641.82 Cr | - | ₹1,15,431.43 Cr | - | 9.81% | 7.62 |
| SBI Funds Management Ltd | - | - | ₹1,06,475.16 Cr | - | - | - | - | - | - | 0 |
| Aditya Birla Capital Ltd | - | 25.05 | ₹1,04,186.93 Cr | - | ₹4,118.85 Cr | - | ₹48,185.84 Cr | - | 8.39% | 5.2 |
| Indian Railway Finance Corporation Ltd | - | 14.28 | ₹1,02,653.11 Cr | 1.34% | ₹7,190.69 Cr | - | ₹28,630.42 Cr | - | 5.78% | 7.69 |
| HDFC Asset Management Company Ltd | - | 26.91 | ₹98,766 Cr | 2.34% | ₹2,947.64 Cr | - | ₹4,253.73 Cr | - | 41.46% | 0 |
| REC Ltd | - | 4.99 | ₹79,918.35 Cr | 6.11% | ₹16,035.21 Cr | - | ₹59,202.49 Cr | - | 9.42% | 6.09 |
| L&T Finance Ltd | - | 22.07 | ₹70,266.92 Cr | 0.98% | ₹3,198.02 Cr | - | ₹18,897.97 Cr | - | 8.23% | 3.93 |
| Nippon Life India Asset Management Ltd | - | 42.74 | ₹70,191.49 Cr | 1.96% | ₹1,635.54 Cr | - | ₹2,869 Cr | - | 45.49% | 0 |
| Bajaj Housing Finance Ltd | - | 25.54 | ₹68,733.43 Cr | - | ₹2,692.32 Cr | - | ₹11,604.2 Cr | - | 8.35% | 4.6 |
| SBI Cards & Payment Services Ltd | - | 24.73 | ₹56,249.93 Cr | 0.42% | ₹2,275.15 Cr | - | ₹20,063.29 Cr | - | 10.14% | 2.8 |
| HDB Financial Services Ltd | - | 23.24 | ₹52,882.54 Cr | 0.16% | ₹2,175.9 Cr | - | ₹16,300.3 Cr | - | 9.03% | 5.52 |
Quarterly Results
📊 Jun 2026: Revenue grew 7.4% YoY, Profit grew 19.6% YoY
| Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|
| Sales | 1,020.33 | 1,049.45 | 1,072.84 | 1,073.65 | 1,096.15 |
| ↳ QoQ Growth | - | +2.9% | +2.2% | +0.1% | +2.1% |
| Expenses | 742.76 | 717.88 | 731.79 | 722.24 | 757.82 |
| Operating Profit | 277.56 | 331.57 | 341.04 | 351.41 | 338.33 |
| OPM % | 27.2% | 31.59% | 31.79% | 32.73% | 30.87% |
| Other Income | 0.07 | 0.01 | 0.33 | 1.57 | 0.18 |
| Interest | 648.31 | 638.58 | 642.18 | 634.16 | 659.46 |
| Depreciation | 3.46 | 3.96 | 4.34 | 4.92 | 2.84 |
| EBITDA | 281.02 | 335.53 | 345.38 | 356.33 | 341.17 |
| EBITDA Margin % | 27.54% | 31.97% | 32.19% | 33.19% | 31.12% |
| Profit Before Tax | 277.63 | 331.58 | 341.37 | 352.98 | 338.51 |
| Tax % | 19.36% | 24.17% | 22.44% | 2.07% | 20.88% |
| Net Profit | 223.87 | 251.43 | 264.78 | 345.67 | 267.82 |
| ↳ QoQ Growth | - | +12.3% | +5.3% | +30.5% | -22.5% |
| EPS | 16.82 | 18.88 | 19.89 | 25.96 | 20.11 |
Profit & Loss
| Mar 2026 | TTM | |
|---|---|---|
| Sales | 4216.27 | 4292.09 |
| Expenses | 2914.67 | 2929.73 |
| Operating Profit | 1301.58 | 1362.35 |
| OPM % | 30.87% | 31.74% |
| Other Income | 1.98 | 2.09 |
| Interest | 2563.23 | 2574.38 |
| Depreciation | 16.68 | 16.06 |
| Profit Before Tax | 1303.56 | 1364.44 |
| Tax % | 16.71% | 17.2% |
| Net Profit | 1085.75 | 1129.7 |
| EPS | 81.55 | 84.84 |
Compounded Sales Growth
10Y
-
5Y
-
3Y
-
TTM
-
Compounded Profit Growth
10Y
-
5Y
-
3Y
-
TTM
-
Stock Price CAGR
10Y
-
5Y
-
3Y
-
1Y
-1.84%
Return on Equity
10Y
-
5Y
-
3Y
-
Last Year
18.89%
Balance Sheet
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Equity Capital | 26.63 | 26.6331 |
| Reserves | 5040.86 | 5953.7715 |
| Borrowings | 35288.75 | 38257.89 |
| Other Liabilities | 158.08 | 142.76 |
| Total Liabilities | 40514.32 | 44381.055 |
| Fixed Assets | 50.34 | 109.6696 |
| CWIP | 0 | 0 |
| Investments | 2373.98 | 2142.96 |
| Other Assets | 38090 | 42128.43 |
| Total Assets | 40514.32 | 44381.055 |
Cash Flows
| Mar 2026 | |
|---|---|
| Cash from Operating Activity | -2910.33 |
| Cash from Investing Activity | 123.9254 |
| Cash from Financing Activity | 2786.7063 |
| Net Cash Flow | 0.3015 |
Ratios
| Mar 2026 | |
|---|---|
| Debtor Days | - |
| Inventory Days | - |
| Days Payable | - |
| Cash Conversion Cycle | - |
| Working Capital Days | 530.08 |
| ROCE % | 21.26% |
Shareholding Pattern
| Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Promoters % | 29.99% | 29.99% | 29.99% | 29.99% |
| FIIs % | 12.52% | 13.24% | 13.37% | 13.23% |
| DIIs % | 23.88% | 24.7% | 24.61% | 24.53% |
| Public % | 19.42% | 18.24% | 18.37% | 18.72% |
| No. of Shareholders | 94,300 | 85,620 | 93,995 | 90,611 |
Major Shareholders (>1%)
- Canara Bank-mumbaiPromoter and Promoter Group29.99%
- Chhatisgarh Investments LimitedPublic Shareholding6.27%
- 3p India Equity Fund 1Public Shareholding3.60%
- Axis Mutual Fund Trustee Limited A/c Axis Mutual Fund A/c Axis Small Cap FundPublic Shareholding3.20%
As of 2026-06-30View all shareholders →