Market Data
Market Cap₹6,848.95 Cr.
52W High₹8,600
Current Price₹6,005.8
52W Low₹5,312
Down from 52W High30.2 %
Face Value₹10
Performance
ROCE3.73 %
ROE7.13 %
EPS (TTM)₹163.63
EPS Prev Qtr₹178.05
EPS Last Year₹191.94
EBITDA Qtr₹69.96 Cr.
Book Value₹9,384
Financial Health
Debt/Equity0.06
Debt/Profit2.28
Total Assets₹12,450.044 Cr.
Dividend Yield0.83 %
Promoter Holding72.87 %
Earning Power2.14 %
Valuation
Stock P/E24.33
Industry P/E18.22
Price to Book0.64
Price to Sales2.81
Graham Number₹7,219.44
Key Metrics
__derived
1
Face Value
₹10
About Bengal & Assam Company Ltd
Financial Services · Finance
Bengal & Assam Company Ltd is listed on NSE in the Financial Services / Finance sector. Face value ₹10. Market cap ₹6,848.95 Cr.
Price Chart
Strengths & Weaknesses
Strengths
- The company has a relatively low P/E ratio of 9.44, indicating it may be undervalued.
- The company maintains a strong promoter holding of 72.87%, suggesting confidence from insiders.
- The Debt to Equity ratio of 0.06 indicates a conservative capital structure with low financial leverage.
Weaknesses
- The ROCE of 3.73% is relatively low, indicating inefficient use of capital.
- The ROE of 2.63% is low, suggesting the company is not generating strong returns on shareholder equity.
- The P/B ratio of 0.67 is below 1, which may indicate that the market values the company below its book value.
Peer Comparison
| Name | CMP | P/E | Market Cap | Div Yield | NP Qtr | Qtr Profit Var% | Sales Qtr | Qtr Sales Var% | ROCE% | Debt/Eq |
|---|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance Ltd | - | 30.16 | ₹6,13,256.5 Cr | 0.61% | ₹20,647.67 Cr | - | ₹85,963.63 Cr | - | 10.43% | 3.82 |
| Bajaj Finserv Ltd | - | 27.52 | ₹2,80,096.25 Cr | 0.09% | ₹20,636.97 Cr | - | ₹1,57,641.68 Cr | - | 11.43% | 5.5 |
| Shriram Finance Ltd | - | 17.28 | ₹2,30,350.39 Cr | 1.1% | ₹11,295.71 Cr | - | ₹49,997.06 Cr | - | 11.48% | 3.8 |
| ICICI Prudential Asset Management Co Ltd | - | 31.77 | ₹1,58,506.24 Cr | - | ₹3,485.73 Cr | - | ₹6,040.44 Cr | - | 111.52% | 0 |
| Jio Financial Services Ltd | - | 68.4 | ₹1,45,434.19 Cr | 0.27% | ₹2,066.49 Cr | - | ₹4,905.27 Cr | - | 2.33% | 0.17 |
| Cholamandalam Investment & Finance Company Ltd | - | 24.17 | ₹1,39,794.37 Cr | 0.12% | ₹5,751 Cr | - | ₹32,662.59 Cr | - | 9.35% | 6.93 |
| Tata Capital Ltd | - | 25.45 | ₹1,39,274.15 Cr | 0.17% | ₹5,478.16 Cr | - | ₹32,695.45 Cr | - | 8.42% | 5.28 |
| Bajaj Holdings & Investment Ltd | - | 13.63 | ₹1,20,749.01 Cr | 1.8% | ₹8,993.16 Cr | - | ₹1,139.25 Cr | - | 12.4% | 0 |
| Muthoot Finance Ltd | - | 9.76 | ₹1,11,046.18 Cr | 1.08% | ₹11,457.46 Cr | - | ₹33,430.7 Cr | - | 14.43% | 3.88 |
| Power Finance Corporation Ltd | - | 4.18 | ₹1,08,952.86 Cr | 5.62% | ₹33,641.82 Cr | - | ₹1,15,431.43 Cr | - | 9.81% | 7.62 |
| SBI Funds Management Ltd | - | - | ₹1,06,475.16 Cr | - | - | - | - | - | - | 0 |
| Aditya Birla Capital Ltd | - | 25.05 | ₹1,04,186.93 Cr | - | ₹4,118.85 Cr | - | ₹48,185.84 Cr | - | 8.39% | 5.2 |
| Indian Railway Finance Corporation Ltd | - | 14.28 | ₹1,02,653.11 Cr | 1.34% | ₹7,190.69 Cr | - | ₹28,630.42 Cr | - | 5.78% | 7.69 |
| HDFC Asset Management Company Ltd | - | 26.91 | ₹98,766 Cr | 2.34% | ₹2,947.64 Cr | - | ₹4,253.73 Cr | - | 41.46% | 0 |
| REC Ltd | - | 4.99 | ₹79,918.35 Cr | 6.11% | ₹16,035.21 Cr | - | ₹59,202.49 Cr | - | 9.42% | 6.09 |
| L&T Finance Ltd | - | 22.07 | ₹70,266.92 Cr | 0.98% | ₹3,198.02 Cr | - | ₹18,897.97 Cr | - | 8.23% | 3.93 |
| Nippon Life India Asset Management Ltd | - | 42.74 | ₹70,191.49 Cr | 1.96% | ₹1,635.54 Cr | - | ₹2,869 Cr | - | 45.49% | 0 |
| Bajaj Housing Finance Ltd | - | 25.54 | ₹68,733.43 Cr | - | ₹2,692.32 Cr | - | ₹11,604.2 Cr | - | 8.35% | 4.6 |
| SBI Cards & Payment Services Ltd | - | 24.73 | ₹56,249.93 Cr | 0.42% | ₹2,275.15 Cr | - | ₹20,063.29 Cr | - | 10.14% | 2.8 |
| HDB Financial Services Ltd | - | 23.24 | ₹52,882.54 Cr | 0.16% | ₹2,175.9 Cr | - | ₹16,300.3 Cr | - | 9.03% | 5.52 |
Quarterly Results
📊 Jun 2026: Revenue grew 10.4% YoY, Profit fell 3.4% YoY
| Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|
| Sales | 573.13 | 642.38 | 531.17 | 630.17 | 632.96 |
| ↳ QoQ Growth | - | +12.1% | -17.3% | +18.6% | +0.4% |
| Expenses | 501.17 | 480.32 | 520.98 | 606.28 | 563.01 |
| Operating Profit | 71.96 | 162.06 | 10.19 | 23.89 | 69.96 |
| OPM % | 12.56% | 25.23% | 1.92% | 3.79% | 11.05% |
| Other Income | 27.27 | 38.69 | 32.75 | 19.67 | 24.99 |
| Interest | 12.49 | 13.01 | 11.49 | 13.51 | 12.17 |
| Depreciation | 16.35 | 16.05 | 15.83 | 16.54 | 16.12 |
| EBITDA | 88.31 | 178.11 | 26.02 | 40.43 | 86.08 |
| EBITDA Margin % | 15.41% | 27.73% | 4.9% | 6.42% | 13.6% |
| Profit Before Tax | 99.22 | 200.75 | 32.68 | 44.04 | 94.95 |
| Tax % | 27.83% | 19.66% | 22.34% | 41.62% | 27.18% |
| Net Profit | 71.61 | 161.28 | 25.38 | 25.71 | 69.14 |
| ↳ QoQ Growth | - | +125.2% | -84.3% | +1.3% | +168.9% |
| EPS | 216.99 | 191.94 | 134.98 | 178.05 | 163.63 |
Profit & Loss
| Mar 2026 | TTM | |
|---|---|---|
| Sales | 2376.85 | 2436.68 |
| Expenses | 2108.75 | 2170.59 |
| Operating Profit | 268.1 | 266.1 |
| OPM % | 11.28% | 10.92% |
| Other Income | 118.38 | 116.1 |
| Interest | 50.5 | 50.18 |
| Depreciation | 64.77 | 64.54 |
| Profit Before Tax | 376.69 | 372.42 |
| Tax % | 24.61% | 24.41% |
| Net Profit | 283.98 | 281.51 |
| EPS | 721.96 | 668.6 |
Compounded Sales Growth
10Y
-
5Y
-
3Y
-
TTM
-
Compounded Profit Growth
10Y
-
5Y
-
3Y
-
TTM
-
Stock Price CAGR
10Y
-
5Y
-
3Y
-
1Y
-23.01%
Return on Equity
10Y
-
5Y
-
3Y
-
Last Year
2.63%
Balance Sheet
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Equity Capital | 11.3 | 11.4039 |
| Reserves | 9750.34 | 10675.803 |
| Borrowings | 555.92 | 642.33 |
| Other Liabilities | 1050.5 | 1120.51 |
| Total Liabilities | 11368.06 | 12450.044 |
| Fixed Assets | 432.13 | 473.3364 |
| CWIP | 8.1 | 45.017 |
| Investments | 9869.32 | 10826.04 |
| Other Assets | 1058.51 | 1105.65 |
| Total Assets | 11368.06 | 12450.044 |
Cash Flows
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Cash from Operating Activity | 294.3646 | 252.3368 |
| Cash from Investing Activity | -285.766 | -201.5137 |
| Cash from Financing Activity | 38.9189 | -30.2981 |
| Net Cash Flow | 47.5175 | 20.525 |
Ratios
| Mar 2026 | |
|---|---|
| Debtor Days | - |
| Inventory Days | - |
| Days Payable | - |
| Cash Conversion Cycle | - |
| Working Capital Days | 1813.25 |
| ROCE % | 2.27% |
Shareholding Pattern
| Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Promoters % | 72.87% | 72.87% | 72.87% | 72.87% |
| FIIs % | 4.42% | 4.43% | 4.43% | 4.41% |
| DIIs % | 0.01% | 0.01% | 0.01% | 0.01% |
| Public % | 11.65% | 11.64% | 11.5% | 11.5% |
| No. of Shareholders | 27,050 | 26,177 | 25,463 | 25,138 |
Major Shareholders (>1%)
- Hari Shankar Singhania Holdings Pvt. Ltd.Promoter and Promoter Group23.23%
- Ypl Enterprises Private LimitedPromoter and Promoter Group17.14%
- Raghupati SinghaniaPromoter and Promoter Group8.67%
- Vinita SinghaniaPromoter and Promoter Group3.64%
As of 2026-06-30View all shareholders →