Market Data
Market Cap₹216.95 Cr.
52W High₹97
Current Price₹62.81
52W Low₹45.23
Down from 52W High35.2 %
Face Value₹10
Performance
ROCE22.4 %
ROE16.66 %
EPS (TTM)₹1.44
EPS Prev Qtr₹1.27
EPS Last Year₹1.04
EBITDA Qtr₹6.53 Cr.
Book Value₹28
Financial Health
Debt/Equity0.18
Debt/Profit1.01
Total Assets₹120.73 Cr.
Dividend Yield0.16 %
Promoter Holding59.7 %
Earning Power18.74 %
Valuation
Stock P/E13.48
Industry P/E18.07
Price to Book2.25
Price to Sales6.4
Graham Number₹54.1
Key Metrics
Face Value
₹10
About Emerald Finance Ltd
Financial Services · Finance
Emerald Finance Ltd is listed on NSE in the Financial Services / Finance sector. Face value ₹10. Market cap ₹216.95 Cr.
Price Chart
Peer Comparison
| Name | CMP | P/E | Market Cap | Div Yield | NP Qtr | Qtr Profit Var% | Sales Qtr | Qtr Sales Var% | ROCE% | Debt/Eq |
|---|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance Ltd | - | 29.81 | ₹6,06,096.65 Cr | 0.62% | ₹20,647.67 Cr | - | ₹85,963.63 Cr | - | 10.43% | 3.82 |
| Bajaj Finserv Ltd | - | 27.44 | ₹2,79,295.97 Cr | 0.09% | ₹20,636.97 Cr | - | ₹1,57,641.68 Cr | - | 11.43% | 5.5 |
| Shriram Finance Ltd | - | 17.17 | ₹2,28,938.64 Cr | 1.11% | ₹11,295.71 Cr | - | ₹49,997.06 Cr | - | 11.48% | 3.8 |
| ICICI Prudential Asset Management Co Ltd | - | 32.07 | ₹1,60,021.14 Cr | - | ₹3,485.73 Cr | - | ₹6,040.44 Cr | - | 111.52% | 0 |
| Jio Financial Services Ltd | - | 67.67 | ₹1,43,882.46 Cr | 0.28% | ₹2,066.49 Cr | - | ₹4,905.27 Cr | - | 2.33% | 0.17 |
| Tata Capital Ltd | - | 25.68 | ₹1,40,526.39 Cr | 0.17% | ₹5,478.16 Cr | - | ₹32,695.45 Cr | - | 8.42% | 5.28 |
| Cholamandalam Investment & Finance Company Ltd | - | 24.05 | ₹1,39,099.51 Cr | 0.12% | ₹5,751 Cr | - | ₹32,662.59 Cr | - | 9.35% | 6.93 |
| Bajaj Holdings & Investment Ltd | - | 13.4 | ₹1,18,683.4 Cr | 1.83% | ₹8,993.16 Cr | - | ₹1,139.25 Cr | - | 12.4% | 0 |
| Muthoot Finance Ltd | - | 9.7 | ₹1,10,363.68 Cr | 1.09% | ₹11,457.46 Cr | - | ₹33,430.7 Cr | - | 14.43% | 3.88 |
| Power Finance Corporation Ltd | - | 4.12 | ₹1,07,187.31 Cr | 5.71% | ₹33,641.82 Cr | - | ₹1,15,431.43 Cr | - | 9.81% | 7.62 |
| SBI Funds Management Ltd | - | - | ₹1,05,477.12 Cr | - | - | - | - | - | - | 0 |
| Aditya Birla Capital Ltd | - | 24.9 | ₹1,03,558.06 Cr | - | ₹4,118.85 Cr | - | ₹48,185.84 Cr | - | 8.39% | 5.2 |
| Indian Railway Finance Corporation Ltd | - | 14.18 | ₹1,01,934.35 Cr | 1.35% | ₹7,190.69 Cr | - | ₹28,630.42 Cr | - | 5.78% | 7.69 |
| HDFC Asset Management Company Ltd | - | 26.29 | ₹96,489.85 Cr | 2.4% | ₹2,947.64 Cr | - | ₹4,253.73 Cr | - | 41.46% | 0 |
| REC Ltd | - | 4.83 | ₹77,258.79 Cr | 6.32% | ₹16,035.21 Cr | - | ₹59,202.49 Cr | - | 9.42% | 6.09 |
| Nippon Life India Asset Management Ltd | - | 41.61 | ₹68,334.34 Cr | 2.01% | ₹1,635.54 Cr | - | ₹2,869 Cr | - | 45.49% | 0 |
| L&T Finance Ltd | - | 21.35 | ₹67,999.44 Cr | 1.01% | ₹3,198.02 Cr | - | ₹18,897.97 Cr | - | 8.23% | 3.93 |
| Bajaj Housing Finance Ltd | - | 25.18 | ₹67,758.55 Cr | - | ₹2,692.32 Cr | - | ₹11,604.2 Cr | - | 8.35% | 4.6 |
| SBI Cards & Payment Services Ltd | - | 24.43 | ₹55,564.77 Cr | 0.43% | ₹2,275.15 Cr | - | ₹20,063.29 Cr | - | 10.14% | 2.8 |
| HDB Financial Services Ltd | - | 23.02 | ₹52,384.31 Cr | 0.16% | ₹2,175.9 Cr | - | ₹16,300.3 Cr | - | 9.03% | 5.52 |
Quarterly Results
| Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Sales | 6.9 | 7.8 | 9.75 | 9.44 |
| ↳ QoQ Growth | - | +13.0% | +25.0% | -3.2% |
| Expenses | 2.09 | 2.46 | 3.81 | 2.9 |
| Operating Profit | 4.81 | 5.34 | 5.94 | 6.53 |
| OPM % | 69.71% | 68.46% | 60.92% | 69.17% |
| Other Income | 0 | 0 | 0.01 | 0 |
| Interest | 0.61 | 0.69 | 0.71 | 0.82 |
| Depreciation | 0 | 0 | 0.17 | 0.07 |
| EBITDA | 4.81 | 5.34 | 6.11 | 6.6 |
| EBITDA Margin % | 69.71% | 68.46% | 62.67% | 69.92% |
| Profit Before Tax | 4.81 | 5.34 | 5.94 | 6.54 |
| Tax % | 25.16% | 25.09% | 26.77% | 25.38% |
| Net Profit | 3.6 | 4 | 4.36 | 4.88 |
| ↳ QoQ Growth | - | +11.1% | +9.0% | +11.9% |
| EPS | 1.04 | 0.91 | 1.27 | 1.44 |
Balance Sheet
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Equity Capital | 34.5403 | 34.54 |
| Reserves | 49.9881 | 62.08 |
| Borrowings | 15.6 | 17.05 |
| Other Liabilities | 5.59 | 7.06 |
| Total Liabilities | 105.7153 | 120.73 |
| Fixed Assets | 0.68108 | 1.31 |
| CWIP | 0.04293 | 0 |
| Investments | 0.05 | 0.05 |
| Other Assets | 104.94 | 119.37 |
| Total Assets | 105.7153 | 120.73 |
Cash Flows
| Mar 2025 | |
|---|---|
| Cash from Operating Activity | -13.3465 |
| Cash from Investing Activity | -0.25848 |
| Cash from Financing Activity | 28.18655 |
| Net Cash Flow | 14.58157 |
Shareholding Pattern
| Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Promoters % | 59.5% | 59.5% | 59.7% | 59.7% |
| FIIs % | 1.74% | 1.74% | 1.78% | 1.78% |
| DIIs % | 0% | 0% | 0% | 0% |
| Public % | 32.51% | 32.57% | 32.49% | 32.52% |
| No. of Shareholders | 10,989 | 11,229 | 10,854 | 10,482 |