Market Data
Market Cap₹123.33 Cr.
52W High₹192
Current Price₹114
52W Low₹97.6
Down from 52W High40.6 %
Face Value₹10
Performance
ROCE8.26 %
ROE13.16 %
EPS (TTM)₹1.88
EPS Prev Qtr₹1.73
EPS Last Year₹1.96
EBITDA Qtr₹2.71 Cr.
Book Value₹58
Financial Health
Debt/Equity6.02
Debt/Profit45.78
Total Assets₹451.081 Cr.
Dividend Yield1.36 %
Promoter Holding74.41 %
Earning Power2.49 %
Valuation
Stock P/E14.79
Industry P/E18.07
Price to Book1.95
Price to Sales3.19
Graham Number₹100.71
Key Metrics
__derived
1
Face Value
₹10
About KIFS Financial Services Ltd
Financial Services · Finance
KIFS Financial Services Ltd is listed on NSE in the Financial Services / Finance sector. Face value ₹10. Market cap ₹123.33 Cr.
Price Chart
Peer Comparison
| Name | CMP | P/E | Market Cap | Div Yield | NP Qtr | Qtr Profit Var% | Sales Qtr | Qtr Sales Var% | ROCE% | Debt/Eq |
|---|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance Ltd | - | 29.81 | ₹6,06,096.65 Cr | 0.62% | ₹20,647.67 Cr | - | ₹85,963.63 Cr | - | 10.43% | 3.82 |
| Bajaj Finserv Ltd | - | 27.44 | ₹2,79,295.97 Cr | 0.09% | ₹20,636.97 Cr | - | ₹1,57,641.68 Cr | - | 11.43% | 5.5 |
| Shriram Finance Ltd | - | 17.17 | ₹2,28,938.64 Cr | 1.11% | ₹11,295.71 Cr | - | ₹49,997.06 Cr | - | 11.48% | 3.8 |
| ICICI Prudential Asset Management Co Ltd | - | 32.07 | ₹1,60,021.14 Cr | - | ₹3,485.73 Cr | - | ₹6,040.44 Cr | - | 111.52% | 0 |
| Jio Financial Services Ltd | - | 67.67 | ₹1,43,882.46 Cr | 0.28% | ₹2,066.49 Cr | - | ₹4,905.27 Cr | - | 2.33% | 0.17 |
| Tata Capital Ltd | - | 25.68 | ₹1,40,526.39 Cr | 0.17% | ₹5,478.16 Cr | - | ₹32,695.45 Cr | - | 8.42% | 5.28 |
| Cholamandalam Investment & Finance Company Ltd | - | 24.05 | ₹1,39,099.51 Cr | 0.12% | ₹5,751 Cr | - | ₹32,662.59 Cr | - | 9.35% | 6.93 |
| Bajaj Holdings & Investment Ltd | - | 13.4 | ₹1,18,683.4 Cr | 1.83% | ₹8,993.16 Cr | - | ₹1,139.25 Cr | - | 12.4% | 0 |
| Muthoot Finance Ltd | - | 9.7 | ₹1,10,363.68 Cr | 1.09% | ₹11,457.46 Cr | - | ₹33,430.7 Cr | - | 14.43% | 3.88 |
| Power Finance Corporation Ltd | - | 4.12 | ₹1,07,187.31 Cr | 5.71% | ₹33,641.82 Cr | - | ₹1,15,431.43 Cr | - | 9.81% | 7.62 |
| SBI Funds Management Ltd | - | - | ₹1,05,477.12 Cr | - | - | - | - | - | - | 0 |
| Aditya Birla Capital Ltd | - | 24.9 | ₹1,03,558.06 Cr | - | ₹4,118.85 Cr | - | ₹48,185.84 Cr | - | 8.39% | 5.2 |
| Indian Railway Finance Corporation Ltd | - | 14.18 | ₹1,01,934.35 Cr | 1.35% | ₹7,190.69 Cr | - | ₹28,630.42 Cr | - | 5.78% | 7.69 |
| HDFC Asset Management Company Ltd | - | 26.29 | ₹96,489.85 Cr | 2.4% | ₹2,947.64 Cr | - | ₹4,253.73 Cr | - | 41.46% | 0 |
| REC Ltd | - | 4.83 | ₹77,258.79 Cr | 6.32% | ₹16,035.21 Cr | - | ₹59,202.49 Cr | - | 9.42% | 6.09 |
| Nippon Life India Asset Management Ltd | - | 41.61 | ₹68,334.34 Cr | 2.01% | ₹1,635.54 Cr | - | ₹2,869 Cr | - | 45.49% | 0 |
| L&T Finance Ltd | - | 21.35 | ₹67,999.44 Cr | 1.01% | ₹3,198.02 Cr | - | ₹18,897.97 Cr | - | 8.23% | 3.93 |
| Bajaj Housing Finance Ltd | - | 25.18 | ₹67,758.55 Cr | - | ₹2,692.32 Cr | - | ₹11,604.2 Cr | - | 8.35% | 4.6 |
| SBI Cards & Payment Services Ltd | - | 24.43 | ₹55,564.77 Cr | 0.43% | ₹2,275.15 Cr | - | ₹20,063.29 Cr | - | 10.14% | 2.8 |
| HDB Financial Services Ltd | - | 23.02 | ₹52,384.31 Cr | 0.16% | ₹2,175.9 Cr | - | ₹16,300.3 Cr | - | 9.03% | 5.52 |
Quarterly Results
📊 Jun 2026: Revenue grew 27.7% YoY, Profit grew 20.7% YoY
| Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|
| Sales | 9.81 | 7.05 | 7.15 | 11.98 | 12.53 |
| ↳ QoQ Growth | - | -28.1% | +1.4% | +67.6% | +4.6% |
| Expenses | 7.56 | 4.22 | 4.06 | 9.4 | 9.81 |
| Operating Profit | 2.25 | 2.83 | 3.09 | 2.58 | 2.71 |
| OPM % | 22.94% | 40.14% | 43.22% | 21.54% | 21.63% |
| Other Income | 0 | 0 | 0 | 0 | 0 |
| Interest | 7.27 | 4.04 | 3.88 | 8.18 | 9.47 |
| Depreciation | 0.08 | 0.01 | 0.01 | 0.18 | 0.14 |
| EBITDA | 2.33 | 2.84 | 3.1 | 2.76 | 2.85 |
| EBITDA Margin % | 23.75% | 40.28% | 43.36% | 23.04% | 22.75% |
| Profit Before Tax | 2.25 | 2.83 | 3.09 | 2.59 | 2.71 |
| Tax % | 25.33% | 25.09% | 25.24% | 27.8% | 24.72% |
| Net Profit | 1.69 | 2.12 | 2.31 | 1.87 | 2.04 |
| ↳ QoQ Growth | - | +25.4% | +9.0% | -19.0% | +9.1% |
| EPS | 1.56 | 1.96 | 2.14 | 1.73 | 1.88 |
Profit & Loss
| Mar 2026 | TTM | |
|---|---|---|
| Sales | 35.99 | 38.71 |
| Expenses | 25.24 | 27.49 |
| Operating Profit | 10.75 | 11.21 |
| OPM % | 29.87% | 28.96% |
| Other Income | 0 | 0 |
| Interest | 23.37 | 25.57 |
| Depreciation | 0.28 | 0.34 |
| Profit Before Tax | 10.76 | 11.22 |
| Tax % | 25.84% | 25.67% |
| Net Profit | 7.99 | 8.34 |
| EPS | 7.39 | 7.71 |
Compounded Sales Growth
10Y
-
5Y
-
3Y
-
TTM
-
Compounded Profit Growth
10Y
-
5Y
-
3Y
-
TTM
-
Stock Price CAGR
10Y
-
5Y
-
3Y
-
1Y
-27.11%
Return on Equity
10Y
-
5Y
-
3Y
-
Last Year
13.16%
Balance Sheet
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Equity Capital | 10.82 | 10.818 |
| Reserves | 46.19 | 52.5575 |
| Borrowings | 332.05 | 381.83 |
| Other Liabilities | 4.73 | 5.88 |
| Total Liabilities | 393.79 | 451.0808 |
| Fixed Assets | 1.03 | 1.8313 |
| CWIP | 0 | 0 |
| Investments | 11.78 | 8.04 |
| Other Assets | 380.98 | 441.21 |
| Total Assets | 393.79 | 451.0808 |
Cash Flows
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Cash from Operating Activity | 147.6 | -154.5651 |
| Cash from Investing Activity | 17.9184 | 2.5886 |
| Cash from Financing Activity | -1.5145 | -1.6227 |
| Net Cash Flow | 164.0039 | -153.5992 |
Ratios
| Mar 2026 | |
|---|---|
| Debtor Days | - |
| Inventory Days | - |
| Days Payable | - |
| Cash Conversion Cycle | - |
| Working Capital Days | 702.32 |
| ROCE % | 15.52% |
Shareholding Pattern
| Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Promoters % | 74.41% | 74.41% | 74.41% | 74.41% |
| FIIs % | 0% | 0% | 0% | 0% |
| DIIs % | 0.37% | 0.37% | 0.37% | 0.37% |
| Public % | 18.66% | 18.63% | 18.61% | 18.61% |
| No. of Shareholders | 1,456 | 1,457 | 1,452 | 1,455 |