Best SIP Options for June 2026
Based on the latest market insights and research as of June 2026, here are some of the top SIP (Systematic Investment Plan) options to consider for long-term growth:
Top Performing SIP Funds for 5-Year Horizon
These funds have demonstrated strong performance, resilience during market corrections, and competitive expense ratios:
Mirae Asset NYSE FANG+ ETF FoF Direct-Growth
- 4-Year Return: 49.58%
- 5-Year Return: 32.51%
Bank of India Credit Risk Fund Direct-Growth
- 4-Year Return: 8.77%
- 5-Year Return: 27.72%
Motilal Oswal Nasdaq 100 FOF Direct-Growth
- 4-Year Return: 36.58%
- 5-Year Return: 27.38%
SBI Children's Fund - Investment Plan Direct-Growth
- 4-Year Return: 21.52%
- 5-Year Return: 25.61%
Aditya Birla Sun Life PSU Equity Fund Direct-Growth
- 4-Year Return: 27.1%
- 5-Year Return: 24.97%
SBI PSU Direct Plan-Growth
- 4-Year Return: 28.81%
- 5-Year Return: 24.88%
LIC MF Infrastructure Fund Direct-Growth
- 4-Year Return: 26%
- 5-Year Return: 24.87%
Key Considerations When Choosing a SIP
Consistency: Look for funds that have delivered stable returns over 3 and 5-year periods.
Risk Resilience: Evaluate how quickly the fund recovers after major market downturns (e.g., COVID-19 crash, 2022 rate-hike selloff).
Expense Ratio: Lower expense ratios help maximize compounding over the long term.
Direct-Growth Plans: These eliminate distributor commissions, allowing more of your investment to compound directly.
💡 Tip: SIPs are ideal for long-term goals such as retirement, education, or buying a home. Start small and increase your investment gradually as your income grows.
🔍 For Deep Analysis (click below):
How does the performance of Mirae Asset NYSE FANG+ ETF compare to other US-focused funds in volatile markets?
What are the key risks and growth drivers for the SBI PSU Direct Plan in the current economic environment?
How do expense ratios of these top SIP funds stack up against category averages, and what impact could this have on long-term wealth creation?